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      2022 Yearly Recap

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      January 09, 2023

      Plaid's 2022 Year in Review

      Rubi Santoro

      The new year brings new opportunities for your business to grow and tackle challenges with a fresh perspective. As you build the future of digital finance, Plaid can help you drive better outcomes in 2023. Here are some of the ways we can help:

      2022 Updates

      Onboard and activate more customers

      Our best-in-class Link experience drives better conversion with proactive health messaging, optimized institution selection and more. Plus, connect to 300+ crypto wallets through a single integration. 

      Reduce fraud and spend on KYC 

      Plaid’s KYC and AML compliance solution is smart and cost-efficient. Increase conversion while reducing bad actors with our built-in anti-fraud engine, and simplify AML compliance.

      Join the next phase of bank payments

      Enter a new phase where bank payments are real-time, digitally-native, and have dynamic payment flows. Stay ahead of transaction risk, reduce fraud, and unlock instant ACH with Plaid Signal. 

      Explore data insights that drive better results

      Hyper-personalized experiences attract and retain customers. Start by incorporating insights like subscriptions and crypto data into your app. And, use features like personal finance categories and the Sync API to get insights faster. 

      Navigate an evolving lending landscape

      Plaid’s credit solution helps you lend to more consumers while reducing risk through deeper insights. Improve lending by replacing manual verification and performing ongoing account monitoring with less friction.

      Increase retention with Open Finance solutions

      Open Finance & Open Banking are poised for evolution in 2023. Get ahead by unlocking secure and reliable connectivity to other fintech apps. Plus, Plaid offers Privacy Controls for consumers to manage access to their data.

      Offer greater data transparency to consumers

      Data transparency is essential to building consumer trust. Use Plaid’s latest feature in Link to show customers the types of financial data that your app is requesting. 


      For a complete record of all updates to the Plaid APIs, Link, Dashboard, SDKs and more, check out our Changelog.

      Virtual events

      Fintech predictions with Plaid’s CEO Zach Perrett: What’s next for fintech in 2023? Join Zach Perret, Co-founder and CEO of Plaid for our latest Tech Talk on 1/12 at 11am PT as he predicts the biggest trends and opportunities for digital financial services this year. Register here

      In other news

      Brands who innovate with Plaid: Get inspired by how fintech companies are using Plaid to succeed. And, watch your inbox for our upcoming Powered by Plaid series, where we’ll introduce innovative businesses using Plaid to power their growth. Read more

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      © 2023 Plaid Inc.

      Plaid Financial Ltd. is an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Registration Number: 804718) for the provision of payment services. Plaid, B.V. is an authorised payment institution regulated by the Dutch Central Bank under the Dutch Financial Supervision Act for the provision of payment services (account information services). Plaid, B.V. is included in the public register of the Dutch Central Bank (License number: R179714) and registered at the Dutch Chamber of Commerce (CoC number: 74716603).