TRANSFER
Win more customers with more ways to pay
Boost revenue and simplify your workflow, all in one place.
Launch in days
With Plaid’s powerful API, you can get up and running in days–not months.
Drive revenue
Increase the lifetime value of customers with a complete multi-rail solution.
Maximize performance
Reconcile payments in a flash through APIs or with our easy-to-use dashboard.
Make more with less
Say goodbye to pesky fees. With Plaid Transfer, you can optimize for revenue at every stage of the user journey. Plus, when compared to the nearest competitor, Plaid offers a 23% higher conversion rate.
Connect user accounts in seconds with Plaid Link
Verify account and routing numbers instantly
Reduce NSF and return risk with a built-in Risk Engine
Transfer money between accounts, safely and quickly
Get a 360° view of payments
Gain deeper insights into each payment with the latest reports, real-time analytics, and optimal support functionality. So you can optimize for performance and stay one step ahead of operations.
Account Information
Manage industries, use cases, and SEC codes you’re approved for.
Return Rate Management
Track your return rate to ensure uninterrupted access to the ACH network.
Transaction Monitoring
Get full visibility into transaction stages, settlement locations, and returns.
Refunds Workflows
Issue and track full refunds to customers for goods or services.
Simple to configure. Like really simple.
Supercharge your financial offering with a multi-rail solution that’s as flexible as it is powerful. From ACH to Real-Time Payments to FedNow, build the solution that’s right for you and reach more customers with the click of a button.
Build fast with simple and powerful APIs
Our easy-to-use tools, from the latest webhooks to versioned API changes, are engineered to help you ship more quickly. Without all the upkeep.
/transfer/authorization/create
This API helps you assess failure risk of a transfer before submitting it.
/transfer/create
This API submits a transfer for processing after getting approval from Plaid.
/transfer/event/sync
This API retrieves status updates for a transfer from Plaid after submission.
/transfer/sweep/get
This API retrieves information about payouts from Plaid to your business checking account.