BEACON

The anti-fraud network

Stop the chain reaction and prevent fraud from proliferating across apps

Contact us

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Break the chain reaction

Alone, it’s impossible to stop a stolen identity from being used over and over, from platform to platform

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Strengthen fraud defenses

Understand the fraud risk of your Plaid-linked bank accounts

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Report fraud, stop fraud

Report fraud and query against other reports made to Beacon to stop repeat fraud.

different faces and reports that the PII has been associated with different kinds of identity fraud

Defraud, meet defense

Plaid brings necessary network scale and expertise to help you safeguard against stolen and synthetic identities and account takeover threats. Inform Plaid Beacon of fraudulent actors, and query Beacon as to whether the identity data is associated with fraud elsewhere. Tap into insights from the Plaid network to analyze your Plaid-linked bank accounts for unique fraud indicators and help prevent fraud before it happens. Beacon is now available for the thousands of Plaid powered fintech apps and services to opt-in to.

  • Reported as fraudulent

    Understand if an identity or account and routing number is associated with stolen ID, synthetic, account takeover fraud, or a data breach.

    different faces and reports that the PII has been associated with different kinds of identity fraud
  • See how many fraud reports are associated with identity data like name, phone number, SSN, and address

    customer overview with how many fraud reports found by category
  • Review the industry of the organization which made a report and when the report was made

    different reports from different organizations, like banking, lending, cryptocurrency
  • Beacon provides 40+ attributes about your Plaid-linked accounts, including factors like: account age and status, number of connected apps via Plaid, frequency of account connections and related IP addresses, and identity changes to the account

    report with add feedback option
  • Understand if an identity or account and routing number is associated with breached data from the dark web

    account & routing number information
girl's face with personal identification and whether it is found or not

Secure and encrypted from end-to-end

All data that is reported to Beacon is aggregated and encrypted to protect sensitive identity information. Beacon never shares personally identifiable information (PII) or identity data with customers.

Secure and encrypted from end-to-end

All data that is reported to Beacon is aggregated and encrypted to protect sensitive identity information. Beacon never shares personally identifiable information (PII) or identity data with customers.

girl's face with personal identification and whether it is found or not
checkmark with message that customer has been added to user Blocklist

Protect identities from abuse and theft

Beacon helps detect data associated with stolen identity, synthetic, account takeover fraud, or a data breach.

  • Screen identity data and receive matches based on previous reports shared with Beacon

    checkmark with message that customer has been added to user Blocklist
  • blocked customer list with names and checkmarks and blocked warning box
  • create new beacon program menu with checkmark on only my organization
cell phone with woman's id being captured next to beacon overview with woman's name and personal information

Stronger with Plaid Identity Verification

Pair Beacon with Identity Verification to block bad actors from your platform.

Learn more

Stronger with Plaid Identity Verification

Pair Beacon with Identity Verification to block bad actors from your platform.

Learn more

cell phone with woman's id being captured next to beacon overview with woman's name and personal information

Why Plaid Beacon

connected network with a padlock

Unifying the ecosystem

Beacon is available to 8,000+ Plaid-powered fintechs and financial institutions of all sizes. No organization is excluded.

woman's face and name with padlock and green checkmarks for testing and security

Protect consumers

Beacon helps to curb the abuse of stolen and manipulated identities. Help us create a safer digital finance ecosystem.

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Growing and reliable

All members are required to report data on a continuous basis. Ongoing review of reports to increase precision and reliability.

Make reports to Beacon

api code showing program id, client user id, and user info

API

Share fraud data programmatically via the API

new fraud report shared with Beacon network with Stolen Identity selected

Plaid dashboard

Make a fraud report via the Plaid dashboard

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Become a member of the Beacon Network

Our team can help you. Fill out the form and we’ll get in touch shortly.

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