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product features
Reduce overdrafts and NSF fees

Protect against overdraft and NSF fees by having visibility into available funds before you transfer

Enable account pre-funding

Enable pre-funding of accounts with insight into balances

Make a Balance request

Use the Balance endpoint to submit a POST request

available

The amount of funds available to be withdrawn from an account

current

The total amount of funds in the account

Retrieve Balance request

                      
                        
      curl -X POST https://sandbox.plaid.com/balance/get \
      -H 'Content-Type: application/json' \
      -d '{
        "client_id": String,
        "secret": String,
        "access_token": String
      }'
      
                      
                    

Run

Make a Balance request

Use the Balance endpoint to submit a POST request

Retrieve Balance request

                      
                        
      curl -X POST https://sandbox.plaid.com/balance/get \
      -H 'Content-Type: application/json' \
      -d '{
        "client_id": String,
        "secret": String,
        "access_token": String
      }'
      
                      
                    

Real-time Balance data

The /accounts/balance/get endpoint returns the real-time balance for linked accounts

Retrieve Balance response

                      
                        
      http code 200
      {
        "accounts": [{
           "account_id": "QKKzevvp33HxPWpoqn6rI13BxW4awNSjnw4xv",
           "balances": {
             "available": 100,
             "current": 110,
             "limit": null,
             "iso_currency_code": "USD",
             "unofficial_currency_code": null
           },
           "mask": "0000",
           "name": "Plaid Checking",
           "official_name": "Plaid Gold Checking",
           "subtype": "checking",
           "type": "depository"
        }],
        "item": {object},
        "request_id": "m8MDnv9okwxFNBV"
      }
      
                      
                    

available

The amount of funds available to be withdrawn from an account

current

The total amount of funds in the account

Plaid enabled Shift to offer a fully integrated online purchasing experience. The financial aspects of the process are much more seamless.

60%

60% increase in buyer on-the-spot conversions for non-financing customers in one month after implementing