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product features
Reduce NSF fees

Protect against overdraft and NSF fees by having visibility into available funds before you transfer (US and Canada)

Enable account pre-funding

Enable pre-funding of accounts with insight into balances (US and Canada)

Comprehensive data

Verify real-time account balances

Make a Balance request

Use the Balance endpoint to submit a POST request

available

The amount of funds available to be withdrawn from an account

current

The total amount of funds in the account

Retrieve Balance request

 
curl -X POST https://sandbox.plaid.com/balance/get \
-H 'Content-Type: application/json' \
-d '{
  "client_id": String,
  "secret": String,
  "access_token": String
}'

Run

Make a Balance request

Use the Balance endpoint to submit a POST request

Retrieve Balance request


curl -X POST https://sandbox.plaid.com/balance/get \
-H 'Content-Type: application/json' \
-d '{
  "client_id": String,
  "secret": String,
  "access_token": String
}'

Real-time Balance data

The /accounts/balance/get endpoint returns the real-time balance for linked accounts

Retrieve Balance response

http code 200
{
  "accounts": [{
     "account_id": "QKKzevvp33HxPWpoqn6rI13BxW4awNSjnw4xv",
     "balances": {
       "available": 100,
       "current": 110,
       "limit": null,
       "iso_currency_code": "USD",
       "unofficial_currency_code": null
     },
     "mask": "0000",
     "name": "Plaid Checking",
     "official_name": "Plaid Gold Checking",
     "subtype": "checking",
     "type": "depository"
  }],
  "item": {object},
  "request_id": "m8MDnv9okwxFNBV"
}

available

The amount of funds available to be withdrawn from an account

current

The total amount of funds in the account

We are always looking for more ways to get creative and help members reach their financial goals. As we grow our product offering, Plaid will continue to have a very important supporting role in our innovation.

$2.7M

To date, Plaid has helped Qapital members avoid more than $2.7 million in overdraft fees.