Welcome to the Plaid Blog
January 25, 2023
Plaid’s support for a strong consumer financial data right
In November, the Consumer Financial Protection Bureau released a comprehensive proposal outlining their vision for a strong consumer financial data rights rule. Today, Plaid submitted our letter in response to the CFPB’s request for stakeholder feedback. Plaid was founded on the principle that consumers have a right...
January 24, 2023
Our commitment to continually enhancing consumer transparency
Data Transparency Messaging (DTM) is a beta feature in Link that gives people a new way of understanding the information needed to power an app or service that...
January 23, 2023
A Q&A with a leader in digital banking services and prepaid card solutions
In an exclusive conversation with Plaid, a leading provider of consumer and business payment solutions shares how they use Plaid to reduce ACH returns and create a better...
January 19, 2023
3 strategies to fight fraud in 2023
Three tips to improve your fraud prevention and risk management strategy in 2023.
January 09, 2023
Plaid's 2022 Year in Review
Read about ways you can optimize your business in 2023 and beyond.
December 15, 2022
How to prepare for an open finance future in the U.S. - Webinar Recap
Increasing consumer demand for digital tools and services is top of mind for financial institutions. At its core is secure data access and sharing through open finance technologies....
December 06, 2022
Preparing for open banking’s time to shine: Reflections on 2022 and what’s ahead for 2023
Throughout 2022, we’ve seen the economy shift dramatically across the world, and particularly in Europe, while shifting geopolitics have created widespread macroeconomic uncertainty. As a result, people have...
December 02, 2022
Innovating in the UK's credit information market - how Open Banking can help and why it matters
Open Banking is one of the main drivers of innovation in the credit information market, according to the Financial Conduct Authority (FCA). Twenty million people in the UK...
November 17, 2022
The next phase of bank payments – safer, smarter, faster
Together with a network of nearly 50 leading payment partners, Plaid is making account-to-account money movement safer, smarter and faster by innovating on both existing and emerging bank...
November 17, 2022
Announcing Plaid Signal: Unlock instant ACH and reduce return risk
At Plaid, we believe you shouldn’t have to choose between risk reduction and a great customer experience. Today, we’re excited to expand the availability of Signal, a machine...
November 15, 2022
Three principles for driving VRP adoption in the UK
Variable Recurring Payments (VRPs) have the potential to disrupt the recurring payments market by changing how we manage our subscriptions or pay our utility bills, for example. VRPs...
November 10, 2022
How does interoperability support API data connectivity?
An interoperable API data standard helps data partners efficiently build and implement seamless data connectivity for their customers.
November 09, 2022
3 ways lenders can navigate a changing economic landscape
Lenders facing a more competitive market could benefit from focusing on building the most compelling consumer experiences, while also improving backend processes to increase efficiencies and reduce risk....
November 02, 2022
A Q&A with Irene Tollinger of Acre Homes
How Acre Home’s Co-Founder uses Plaid to unlock buyer insights and deliver a seamless customer approval application experience
October 27, 2022
What is a presentation attack and how does it impact ID verification?
A presentation attack occurs when a bad actor, or fraud perpetrator, uses someone else’s physical characteristics or biometric data, commonly known as “spoofs,” to impersonate someone else.