Welcome to the Plaid Blog
October 22, 2024
The CFPB’s final 1033 rule and the future of open finance
We are encouraged by the CFPB’s efforts to promote consumer choice and competition and establish additional safeguards for consumers and our industry. The new regulation will also further unlock consumer-centric innovation across financial services, from enabling pay-by-bank as an alternative or in addition to cards, to...
October 16, 2024
Introducing Investments Move: A better way to transfer assets and grow AUM
Investments Move streamlines the data collection process for the Automated Account Clearing and Transfer Service (ACATS), which is how US investments are moved without being converted to cash.
October 15, 2024
Plaid launches Gateway Partner Program to drive open banking compliance
The Gateway Partner Program easily enables a single-point solution for financial institutions that will be expected to meet compliance requirements across all third parties and use cases. The...
October 15, 2024
Introducing fraud calibration and Trust Index for Plaid Identity Verification
Today, we’ve added three new fraud-fighting capabilities within Plaid Identity Verification: fraud calibration, granular machine learning-powered scores for evaluating every aspect of your verification funnel, and an overall...
October 11, 2024
New credit insights for driving growth and managing risk with Consumer Report
Cash flow data is a big asset in underwriting and loan decisioning. Plaid's new product enhancements help make cash flow data more actionable and impactful.
October 08, 2024
Introducing Pay by Bank for Bill Pay: Higher adoption, fewer returns
Pay by Bank for Bill Pay is designed to help businesses capitalize on the opportunity of bank payments by providing a more seamless, cost-effective, and secure way for...
October 07, 2024
The power of cash flow underwriting with instant onboarding: Introducing Layer and Consumer Report
By combining the power of Plaid Layer, our instant financial onboarding platform, with Consumer Report, our cash flow data solution powered by our consumer reporting agency, we’re making...
September 14, 2024
Summer 2024 Plinterns: A Look Back
Before returning to school, our San Francisco and New York City-based Plinterns shared their experiences and learnings from this summer.
September 12, 2024
The case for pay by bank in recurring billing
Bills are a great candidate for bank payments. Learn how companies can get customers to pay by bank for recurring billing and how Plaid can help them save...
September 10, 2024
Progress in open finance: An update from Plaid
Plaid partners with financial institutions to simplify the transition to open banking by providing secure, scalable API solutions that enable seamless data sharing. By collaborating closely with financial...
September 05, 2024
Unlock cash flow underwriting with no code required
Plaid is introducing the Credit Dashboard, a new no-code solution designed to accelerate speed to market for lenders who are eager to integrate real-time, actionable cash flow data...
August 07, 2024
Strengthening fraud defenses in the era of data breaches
Learn how we’re including data breach data into Plaid Beacon to help organizations better protect themselves and their users from fraud and abuse.
August 01, 2024
5 Ways Plaid Simplifies International Expansion Between Europe and North America
The European market presents a myriad of opportunities for U.S.-based fintech companies looking to expand their global footprint. With its diverse population, strong economic performance, and growing demand...
July 31, 2024
Navigating Section 1033 & open banking: A new solution for data providers
Plaid is committed to helping all data providers and recipients prepare for new compliance obligations and a future of open finance.
July 02, 2024
2023 State of Diversity, Equity, Inclusion, and Belonging at Plaid
Our third annual State of Diversity, Equity, Inclusion, and Belonging blog post reviews our approach to DEIB at Plaid. Learn more.