Welcome to the Plaid Blog
November 11, 2025
EU Instant Payments Regulation: What Businesses Need to Know
Instant payments are now the European standard. With the EU’s new Instant Payments Regulation in force, every euro-denominated SEPA transaction must clear in 10 seconds, 24/7. Discover what this means for your business.
October 23, 2025
Plaid Investments: Leading the next era of digital investing
The future of investing starts with better data
October 21, 2025
Strengthening financial freedom & competition: Plaid's submission on the CFPB's 1033 ANPR
Today, Plaid submitted comments to the Consumer Financial Protection Bureau (CFPB) on its Advance Notice of Proposed Rulemaking (ANPR) regarding the Personal Financial Data Rights Rule. Our message...
October 21, 2025
Zilch unlocks new era of customer-first payments with Pay by Bank
Zilch is reimagining repayments with Pay by Bank, powered by Plaid’s open banking technology. The partnership unlocks a smarter, more flexible payments experience for over five million customers.
October 20, 2025
Product Updates - October 2025
In case you missed it, we just announced a new suite of ML-powered risk scores designed to help you make faster, smarter decisions across onboarding, payments, and credit....
October 15, 2025
Plaid’s Fall 2025 Product Release
Learn how real-time data, network intelligence, & AI power new risk, credit, & fraud scores in our 2025 Fall Release.
October 15, 2025
Plaid LendScore: Unlocking insights never used before in credit scoring
Introducing LendScore—a first-of-its-kind credit risk score for modern lending. Increase approvals, lower losses, and expand credit access with unique risk insights from the Plaid Network.
October 14, 2025
Introducing Plaid Bank Intelligence: Insights for customer engagement and fraud prevention
Introducing Plaid Bank Intelligence: new insights to help banks reduce churn, protect deposits, and detect fraud across the financial ecosystem.
October 14, 2025
Introducing Ti2: The next generation of Plaid Protect’s Trust Index
Introducing Ti2, the next generation of Plaid Protect’s Trust Index. With double the training data and powerful graph-based insights, Ti2 detects 30% more fraud—spotting patterns traditional tools...
October 13, 2025
Unlocking revenue for SaaS platforms with embedded bank payments
Transfer now supports platforms, helping you onboard customers to bank payments in minutes, and cut processing costs by up to 40% compared to cards.
October 10, 2025
A fresh dashboard for deeper payments insights in Europe
Introducing Plaid’s new Payments Dashboard — one powerful view for all your payment flows in Europe. Get deeper insights, streamline reconciliation, and resolve payment queries faster with unified...
October 09, 2025
Powering the mortgage process of the future
Plaid's mortgage solution helps lenders verify assets and income using real-time, single-source data layered with insights. With industry-leading conversion for account linking, lenders can handle fewer documents, accelerate...
October 08, 2025
Small UI tweaks, big conversion gains in Layer
Today, we’re sharing a few subtle but meaningful updates to the Layer experience. These changes have already driven a 5% relative lift in Layer conversion for customers, on...
October 01, 2025
Introducing the Signal payment risk platform: a full solution for ML-powered risk assessments
Signal is Plaid’s new payment risk platform with ML risk scores, real-time balance checks, and no-code rule templates to help reduce ACH fraud and returns.
September 15, 2025
Summer 2025 Plinterns: A look back
As summer comes to a close, we say goodbye to our class of “Plinterns” as they’re affectionately known at Plaid. Read more about what the team learned.