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product features
Snapshot of a user’s finances

Retrieve a consolidated summary showing account balances, historical transactions, and account holder identity information

Transaction insights

Review clean transaction data that includes category, location, and merchant name—data is standardized across institutions

Audit copy for third parties

Share, at the consumer's direction, an Asset Report with lenders and other third parties

Make an Asset Report request

Use the Assets endpoint to submit a POST request

historical_balance

Calculated data about the historical balances on the account

owners

Account owner(s)’ addresses, emails, names, and phone numbers

transactions

Transaction data that includes date, description, amount, and category

account_type

Type of account such as depository, credit, brokerage, and loan

Retrieve Asset Report request

 
curl -X POST https://sandbox.plaid.com/asset_report/get \
-H 'Content-Type: application/json' \
-d '{
  "client_id": String,
  "secret": String,
  "access_token": String
  "include_insights": Boolean
}'

Run

Make an Asset Report request

Use the Assets endpoint to submit a POST request

Retrieve Asset Report request


curl -X POST https://sandbox.plaid.com/asset_report/get \
-H 'Content-Type: application/json' \
-d '{
  "client_id": String,
  "secret": String,
  "access_token": String
  "include_insights": Boolean
}'

Asset data

The <strong>/asset_report/get</strong> or <strong>/asset_report/pdf/get</strong> endpoints allow you to retrieve a consolidated summary of account balances and transactions in JSON or PDF formats

Retrieve Asset Report response

http code 200
{
  "report": {
    "asset_report_id": "c5b638f9-02b8-45c6-9093-552195149b0c",
    "client_report_id": "123456",
    "date_generated": "2018-04-12T03:32:11Z",
    "days_requested": 730,
    "items": [
      {
        "accounts": [
          {
            "account_id": "jW4r4QvdeXcAZNj8J3Dni68DqxQ3laHZwGyBD",
            "balances": {
              "available": 100,
              "current": 110
            },
            "days_available": 730,
            "historical_balances": [
              {
                "current": 110,
                "date": "2018-04-12",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              },
              {
                "current": 110,
                "date": "2018-04-11",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              },
              {
                "current": 110,
                "date": "2018-04-10",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              },
              ...
            ],
            "mask": "0000",
            "name": "Plaid Checking",
            "official_name": "Plaid Gold Standard 0% Interest Checking",
            "owners": [
              {
                "addresses": [
                  {
                    "data": {
                      "city": "Malakoff",
                      "region": "NY",
                      "street": "2992 Cameron Road",
                      "postal_code": "14236",
                      "country": "US"
                    },
                    "primary": true
                  },
                  {
                    "data": {
                      "city": "San Matias",
                      "region": "CA",
                      "street": "2493 Leisure Lane",
                      "postal_code": "93405-2255",
                      "country": "US"
                    },
                    "primary": false
                  }
                ],
                "emails": [
                  {
                    "data": "accountholder0@example.com",
                    "primary": true,
                    "type": "primary"
                  },
                  {
                    "data": "accountholder1@example.com",
                    "primary": false,
                    "type": "secondary"
                  },
                  {
                    "data": "extraordinarily.long.email.username.123456@reallylonghostname.com",
                    "primary": false,
                    "type": "other"
                  }
                ],
                "names": [
                  "Alberta Bobbeth Charleson"
                ],
                "phone_numbers": [
                  {
                    "data": "1112223333",
                    "primary": false,
                    "type": "home"
                  },
                  {
                    "data": "1112224444",
                    "primary": false,
                    "type": "work"
                  },
                  {
                    "data": "1112225555",
                    "primary": false,
                    "type": "mobile1"
                  }
                ]
              }
            ],
            "subtype": "checking",
            "transactions": [
              ...
              {
                "account_id": "jW4r4QvdeXcAZNj8J3Dni68DqxQ3laHZwGyBD",
                "amount": -500,
                "date": "2018-03-25",
                "original_description": "United Airlines  REFUND ",
                "pending": false,
                "transaction_id": "wPkQknvpz9HV8bPK465rC6GnyrnlrXCMr9vgm",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              },
              {
                "account_id": "jW4r4QvdeXcAZNj8J3Dni68DqxQ3laHZwGyBD",
                "amount": 5.4,
                "date": "2018-03-27",
                "original_description": "Uber 063015 SFPOOL",
                "pending": false,
                "transaction_id": "GM4K4LJqGBu5g8yqjkQJuVnry6rz6zh8Qwkv9",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              },
              {
                "account_id": "jW4r4QvdeXcAZNj8J3Dni68DqxQ3laHZwGyBD",
                "amount": 6.33,
                "date": "2018-04-09",
                "original_description": "Uber 072515 SFPOOL",
                "pending": false,
                "transaction_id": "DekykZJWrjf5g7kjRaLvceLZb4avg5CVBDGz5x",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              }
            ],
            "type": "depository"
          },
          {
            "account_id": "V3EkERBQXGF5z6Jb9NDkupNeoy1b81cjpWVDe",
            "balances": {
              "available": 200,
              "current": 210
            },
            "days_available": 730,
            "historical_balances": [
              {
                "current": 210,
                "date": "2018-04-12",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              },
              {
                "current": 210,
                "date": "2018-04-11",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              },
              {
                "current": 210,
                "date": "2018-04-10",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              },
              ...
            ],
            "mask": "1111",
            "name": "Plaid Saving",
            "official_name": "Plaid Silver Standard 0.1% Interest Saving",
            "owners": [
              {
                "addresses": [
                  {
                    "data": {
                      "city": "Malakoff",
                      "region": "NY",
                      "street": "2992 Cameron Road",
                      "postal_code": "14236",
                      "country": "US"
                    },
                    "primary": true
                  },
                  {
                    "data": {
                      "city": "San Matias",
                      "region": "CA",
                      "street": "2493 Leisure Lane",
                      "postal_code": "93405-2255",
                      "country": "US"
                    },
                    "primary": false
                  }
                ],
                "emails": [
                  {
                    "data": "accountholder0@example.com",
                    "primary": true,
                    "type": "primary"
                  },
                  {
                    "data": "accountholder1@example.com",
                    "primary": false,
                    "type": "secondary"
                  },
                  {
                    "data": "extraordinarily.long.email.username.123456@reallylonghostname.com",
                    "primary": false,
                    "type": "other"
                  }
                ],
                "names": [
                  "Alberta Bobbeth Charleson"
                ],
                "phone_numbers": [
                  {
                    "data": "1112223333",
                    "primary": false,
                    "type": "home"
                  },
                  {
                    "data": "1112224444",
                    "primary": false,
                    "type": "work"
                  },
                  {
                    "data": "1112225555",
                    "primary": false,
                    "type": "mobile1"
                  }
                ]
              }
            ],
            "subtype": "savings",
            "transactions": [
              ...
              {
                "account_id": "V3EkERBQXGF5z6Jb9NDkupNeoy1b81cjpWVDe",
                "amount": 25,
                "date": "2018-02-25",
                "original_description": "CREDIT CARD 3333 PAYMENT //",
                "pending": false,
                "transaction_id": "LkexeEJ3Ryf5Vw3evRMMIXlLjkRkawIdzm6Ak",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              },
              {
                "account_id": "V3EkERBQXGF5z6Jb9NDkupNeoy1b81cjpWVDe",
                "amount": -4.22,
                "date": "2018-03-22",
                "original_description": "INTRST PYMNT",
                "pending": false,
                "transaction_id": "y7EJEmwgazsjJDVdMZ3QSQBKpaKnQzSjElP71M",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              },
              {
                "account_id": "V3EkERBQXGF5z6Jb9NDkupNeoy1b81cjpWVDe",
                "amount": 25,
                "date": "2018-03-27",
                "original_description": "CREDIT CARD 3333 PAYMENT //",
                "pending": false,
                "transaction_id": "dLz7z41KlaSWLbmJqpxXiaqPgJPbn5IgMwymJ",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              }
            ],
            "type": "depository"
          },
          {
            "account_id": "4RWyWq143jIEm7BaqJNKCQyG9Ndnv5iJaENyV",
            "balances": {
              "available": null,
              "current": 5000
            },
            "days_available": 730,
            "historical_balances": [
              {
                "current": 5000,
                "date": "2018-04-12",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              },
              {
                "current": 1000,
                "date": "2018-04-11",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              },
              {
                "current": 1000,
                "date": "2018-04-10",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              },
              ...
            ],
            "mask": "2222",
            "name": "Plaid CD",
            "official_name": "Plaid Bronze Standard 0.2% Interest CD",
            "owners": [
              {
                "addresses": [
                  {
                    "data": {
                      "city": "Malakoff",
                      "region": "NY",
                      "street": "2992 Cameron Road",
                      "postal_code": "14236",
                      "country": "US"
                    },
                    "primary": true
                  },
                  {
                    "data": {
                      "city": "San Matias",
                      "region": "CA",
                      "street": "2493 Leisure Lane",
                      "postal_code": "93405-2255",
                      "country": "US"
                    },
                    "primary": false
                  }
                ],
                "emails": [
                  {
                    "data": "accountholder0@example.com",
                    "primary": true,
                    "type": "primary"
                  },
                  {
                    "data": "accountholder1@example.com",
                    "primary": false,
                    "type": "secondary"
                  },
                  {
                    "data": "extraordinarily.long.email.username.123456@reallylonghostname.com",
                    "primary": false,
                    "type": "other"
                  }
                ],
                "names": [
                  "Alberta Bobbeth Charleson"
                ],
                "phone_numbers": [
                  {
                    "data": "1112223333",
                    "primary": false,
                    "type": "home"
                  },
                  {
                    "data": "1112224444",
                    "primary": false,
                    "type": "work"
                  },
                  {
                    "data": "1112225555",
                    "primary": false,
                    "type": "mobile1"
                  }
                ]
              }
            ],
            "subtype": "cd",
            "transactions": [
              ...
              {
                "account_id": "4RWyWq143jIEm7BaqJNKCQyG9Ndnv5iJaENyV",
                "amount": 1000,
                "date": "2018-01-25",
                "original_description": "CD DEPOSIT .INITIAL.",
                "pending": false,
                "transaction_id": "M8QdQWJx1GS51ZymxjNNILQ7GwjwG1I3qr3RwX",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              },
              {
                "account_id": "4RWyWq143jIEm7BaqJNKCQyG9Ndnv5iJaENyV",
                "amount": 1000,
                "date": "2018-02-24",
                "original_description": "CD DEPOSIT .INITIAL.",
                "pending": false,
                "transaction_id": "q3Z4ZgvempFnljLVzqxxhPQ3we7eW9sdJy5jP",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              },
              {
                "account_id": "4RWyWq143jIEm7BaqJNKCQyG9Ndnv5iJaENyV",
                "amount": 1000,
                "date": "2018-03-26",
                "original_description": "CD DEPOSIT .INITIAL.",
                "pending": false,
                "transaction_id": "aZqNqxQAEyHvboB8jazrsbPWNwW6WxU8zRj5kw",
                "iso_currency_code": "USD",
                "unofficial_currency_code": null
              }
            ],
            "type": "depository"
          }
        ],
        "date_last_updated": "2018-04-12T03:32:10Z",
        "institution_id": "ins_109511",
        "institution_name": "Tartan Bank",
        "item_id": "zeWoWyv84xfkGg1w4ox5iQy5k6j75xu8QXMEm"
      }
    ],
    "user": {
      "client_user_id": "123456789",
      "email": "accountholder0@example.com",
      "first_name": "Alberta",
      "last_name": "Charleson",
      "middle_name": "Bobbeth",
      "phone_number": "111-222-3333",
      "ssn": "123-45-6789"
    }
  },
  "request_id": "pdwYD",
  "warnings": []
}

historical_balance

Calculated data about the historical balances on the account

owners

Account owner(s)’ addresses, emails, names, and phone numbers

transactions

Transaction data that includes date, description, amount, and category

account_type

Type of account such as depository, credit, brokerage, and loan

Consumer transparency and control

Users can review their financial data before choosing to share it with developers, lenders and other third parties

Asset product iPhone Link
The Assets product provides OppLoans with reliable, high-quality bank data, which makes integrating it into our underwriting process very smooth.
Dave Kamedulski, VP of Product at OppLoans