Consumer transparency and control
Users can review their financial data before choosing to share it with developers, lenders and other third parties
Verify borrowers’ assets straight from the source
product features
Snapshot of a user’s finances
Retrieve a consolidated summary showing account balances, historical transactions, and account holder identity information
Transaction insights
Review clean transaction data that includes category, location, and merchant name—data is standardized across institutions
Audit copy for third parties
Share, at the consumer's direction, an Asset Report with lenders and other third parties
The Assets product provides OppLoans with reliable, high-quality bank data, which makes integrating it into our underwriting process very smooth.
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Income
Verify income and employment in seconds instead of days
Balance
Protect against overdraft and NSF fees with real-time balance checks before you initiate a transfer