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Assets

Verify borrowers’ assets straight from the source

View API docs
product features
Snapshot of a user’s finances

Retrieve a consolidated summary showing account balances, historical transactions, and account holder identity information

Transaction insights

Review clean transaction data that includes category, location, and merchant name—data is standardized across institutions

Audit copy for third parties

Share, at the consumer's direction, an Asset Report with lenders and other third parties

Make an Asset Report request

Use the Assets endpoint to submit a POST request

historical_balance

Calculated data about the historical balances on the account

owners

Account owner(s)’ addresses, emails, names, and phone numbers

transactions

Transaction data that includes date, description, amount, and category

account_type

Type of account such as depository, credit, brokerage, and loan

View API docs Download PDF

Retrieve Asset Report request

                      
                        
      curl -X POST https://sandbox.plaid.com/asset_report/get \
      -H 'Content-Type: application/json' \
      -d '{
        "client_id": String,
        "secret": String,
        "access_token": String
        "include_insights": Boolean
      }'

Run

Make an Asset Report request

Use the Assets endpoint to submit a POST request

Retrieve Asset Report request 

                      
                        
      curl -X POST https://sandbox.plaid.com/asset_report/get \
      -H 'Content-Type: application/json' \
      -d '{
        "client_id": String,
        "secret": String,
        "access_token": String
        "include_insights": Boolean
      }'

Asset data

The /asset_report/get or /asset_report/pdf/get endpoints allow you to retrieve a consolidated summary of account balances and transactions in JSON or PDF formats

Retrieve Asset Report response 

                      
                        
      http code 200
      {
        "report": {
          "asset_report_id": "c5b638f9-02b8-45c6-9093-552195149b0c",
          "client_report_id": "123456",
          "date_generated": "2018-04-12T03:32:11Z",
          "days_requested": 730,
          "items": [
            {
              "accounts": [
                {
                  "account_id": "jW4r4QvdeXcAZNj8J3Dni68DqxQ3laHZwGyBD",
                  "balances": {
                    "available": 100,
                    "current": 110
                  },
                  "days_available": 730,
                  "historical_balances": [
                    {
                      "current": 110,
                      "date": "2018-04-12",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    },
                    {
                      "current": 110,
                      "date": "2018-04-11",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    },
                    {
                      "current": 110,
                      "date": "2018-04-10",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    },
                    ...
                  ],
                  "mask": "0000",
                  "name": "Plaid Checking",
                  "official_name": "Plaid Gold Standard 0% Interest Checking",
                  "owners": [
                    {
                      "addresses": [
                        {
                          "data": {
                            "city": "Malakoff",
                            "region": "NY",
                            "street": "2992 Cameron Road",
                            "postal_code": "14236",
                            "country": "US"
                          },
                          "primary": true
                        },
                        {
                          "data": {
                            "city": "San Matias",
                            "region": "CA",
                            "street": "2493 Leisure Lane",
                            "postal_code": "93405-2255",
                            "country": "US"
                          },
                          "primary": false
                        }
                      ],
                      "emails": [
                        {
                          "data": "accountholder0@example.com",
                          "primary": true,
                          "type": "primary"
                        },
                        {
                          "data": "accountholder1@example.com",
                          "primary": false,
                          "type": "secondary"
                        },
                        {
                          "data": "extraordinarily.long.email.username.123456@reallylonghostname.com",
                          "primary": false,
                          "type": "other"
                        }
                      ],
                      "names": [
                        "Alberta Bobbeth Charleson"
                      ],
                      "phone_numbers": [
                        {
                          "data": "1112223333",
                          "primary": false,
                          "type": "home"
                        },
                        {
                          "data": "1112224444",
                          "primary": false,
                          "type": "work"
                        },
                        {
                          "data": "1112225555",
                          "primary": false,
                          "type": "mobile1"
                        }
                      ]
                    }
                  ],
                  "subtype": "checking",
                  "transactions": [
                    ...
                    {
                      "account_id": "jW4r4QvdeXcAZNj8J3Dni68DqxQ3laHZwGyBD",
                      "amount": -500,
                      "date": "2018-03-25",
                      "original_description": "United Airlines  REFUND ",
                      "pending": false,
                      "transaction_id": "wPkQknvpz9HV8bPK465rC6GnyrnlrXCMr9vgm",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    },
                    {
                      "account_id": "jW4r4QvdeXcAZNj8J3Dni68DqxQ3laHZwGyBD",
                      "amount": 5.4,
                      "date": "2018-03-27",
                      "original_description": "Uber 063015 SFPOOL",
                      "pending": false,
                      "transaction_id": "GM4K4LJqGBu5g8yqjkQJuVnry6rz6zh8Qwkv9",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    },
                    {
                      "account_id": "jW4r4QvdeXcAZNj8J3Dni68DqxQ3laHZwGyBD",
                      "amount": 6.33,
                      "date": "2018-04-09",
                      "original_description": "Uber 072515 SFPOOL",
                      "pending": false,
                      "transaction_id": "DekykZJWrjf5g7kjRaLvceLZb4avg5CVBDGz5x",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    }
                  ],
                  "type": "depository"
                },
                {
                  "account_id": "V3EkERBQXGF5z6Jb9NDkupNeoy1b81cjpWVDe",
                  "balances": {
                    "available": 200,
                    "current": 210
                  },
                  "days_available": 730,
                  "historical_balances": [
                    {
                      "current": 210,
                      "date": "2018-04-12",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    },
                    {
                      "current": 210,
                      "date": "2018-04-11",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    },
                    {
                      "current": 210,
                      "date": "2018-04-10",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    },
                    ...
                  ],
                  "mask": "1111",
                  "name": "Plaid Saving",
                  "official_name": "Plaid Silver Standard 0.1% Interest Saving",
                  "owners": [
                    {
                      "addresses": [
                        {
                          "data": {
                            "city": "Malakoff",
                            "region": "NY",
                            "street": "2992 Cameron Road",
                            "postal_code": "14236",
                            "country": "US"
                          },
                          "primary": true
                        },
                        {
                          "data": {
                            "city": "San Matias",
                            "region": "CA",
                            "street": "2493 Leisure Lane",
                            "postal_code": "93405-2255",
                            "country": "US"
                          },
                          "primary": false
                        }
                      ],
                      "emails": [
                        {
                          "data": "accountholder0@example.com",
                          "primary": true,
                          "type": "primary"
                        },
                        {
                          "data": "accountholder1@example.com",
                          "primary": false,
                          "type": "secondary"
                        },
                        {
                          "data": "extraordinarily.long.email.username.123456@reallylonghostname.com",
                          "primary": false,
                          "type": "other"
                        }
                      ],
                      "names": [
                        "Alberta Bobbeth Charleson"
                      ],
                      "phone_numbers": [
                        {
                          "data": "1112223333",
                          "primary": false,
                          "type": "home"
                        },
                        {
                          "data": "1112224444",
                          "primary": false,
                          "type": "work"
                        },
                        {
                          "data": "1112225555",
                          "primary": false,
                          "type": "mobile1"
                        }
                      ]
                    }
                  ],
                  "subtype": "savings",
                  "transactions": [
                    ...
                    {
                      "account_id": "V3EkERBQXGF5z6Jb9NDkupNeoy1b81cjpWVDe",
                      "amount": 25,
                      "date": "2018-02-25",
                      "original_description": "CREDIT CARD 3333 PAYMENT //",
                      "pending": false,
                      "transaction_id": "LkexeEJ3Ryf5Vw3evRMMIXlLjkRkawIdzm6Ak",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    },
                    {
                      "account_id": "V3EkERBQXGF5z6Jb9NDkupNeoy1b81cjpWVDe",
                      "amount": -4.22,
                      "date": "2018-03-22",
                      "original_description": "INTRST PYMNT",
                      "pending": false,
                      "transaction_id": "y7EJEmwgazsjJDVdMZ3QSQBKpaKnQzSjElP71M",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    },
                    {
                      "account_id": "V3EkERBQXGF5z6Jb9NDkupNeoy1b81cjpWVDe",
                      "amount": 25,
                      "date": "2018-03-27",
                      "original_description": "CREDIT CARD 3333 PAYMENT //",
                      "pending": false,
                      "transaction_id": "dLz7z41KlaSWLbmJqpxXiaqPgJPbn5IgMwymJ",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    }
                  ],
                  "type": "depository"
                },
                {
                  "account_id": "4RWyWq143jIEm7BaqJNKCQyG9Ndnv5iJaENyV",
                  "balances": {
                    "available": null,
                    "current": 5000
                  },
                  "days_available": 730,
                  "historical_balances": [
                    {
                      "current": 5000,
                      "date": "2018-04-12",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    },
                    {
                      "current": 1000,
                      "date": "2018-04-11",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    },
                    {
                      "current": 1000,
                      "date": "2018-04-10",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    },
                    ...
                  ],
                  "mask": "2222",
                  "name": "Plaid CD",
                  "official_name": "Plaid Bronze Standard 0.2% Interest CD",
                  "owners": [
                    {
                      "addresses": [
                        {
                          "data": {
                            "city": "Malakoff",
                            "region": "NY",
                            "street": "2992 Cameron Road",
                            "postal_code": "14236",
                            "country": "US"
                          },
                          "primary": true
                        },
                        {
                          "data": {
                            "city": "San Matias",
                            "region": "CA",
                            "street": "2493 Leisure Lane",
                            "postal_code": "93405-2255",
                            "country": "US"
                          },
                          "primary": false
                        }
                      ],
                      "emails": [
                        {
                          "data": "accountholder0@example.com",
                          "primary": true,
                          "type": "primary"
                        },
                        {
                          "data": "accountholder1@example.com",
                          "primary": false,
                          "type": "secondary"
                        },
                        {
                          "data": "extraordinarily.long.email.username.123456@reallylonghostname.com",
                          "primary": false,
                          "type": "other"
                        }
                      ],
                      "names": [
                        "Alberta Bobbeth Charleson"
                      ],
                      "phone_numbers": [
                        {
                          "data": "1112223333",
                          "primary": false,
                          "type": "home"
                        },
                        {
                          "data": "1112224444",
                          "primary": false,
                          "type": "work"
                        },
                        {
                          "data": "1112225555",
                          "primary": false,
                          "type": "mobile1"
                        }
                      ]
                    }
                  ],
                  "subtype": "cd",
                  "transactions": [
                    ...
                    {
                      "account_id": "4RWyWq143jIEm7BaqJNKCQyG9Ndnv5iJaENyV",
                      "amount": 1000,
                      "date": "2018-01-25",
                      "original_description": "CD DEPOSIT .INITIAL.",
                      "pending": false,
                      "transaction_id": "M8QdQWJx1GS51ZymxjNNILQ7GwjwG1I3qr3RwX",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    },
                    {
                      "account_id": "4RWyWq143jIEm7BaqJNKCQyG9Ndnv5iJaENyV",
                      "amount": 1000,
                      "date": "2018-02-24",
                      "original_description": "CD DEPOSIT .INITIAL.",
                      "pending": false,
                      "transaction_id": "q3Z4ZgvempFnljLVzqxxhPQ3we7eW9sdJy5jP",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    },
                    {
                      "account_id": "4RWyWq143jIEm7BaqJNKCQyG9Ndnv5iJaENyV",
                      "amount": 1000,
                      "date": "2018-03-26",
                      "original_description": "CD DEPOSIT .INITIAL.",
                      "pending": false,
                      "transaction_id": "aZqNqxQAEyHvboB8jazrsbPWNwW6WxU8zRj5kw",
                      "iso_currency_code": "USD",
                      "unofficial_currency_code": null
                    }
                  ],
                  "type": "depository"
                }
              ],
              "date_last_updated": "2018-04-12T03:32:10Z",
              "institution_id": "ins_109511",
              "institution_name": "Tartan Bank",
              "item_id": "zeWoWyv84xfkGg1w4ox5iQy5k6j75xu8QXMEm"
            }
          ],
          "user": {
            "client_user_id": "123456789",
            "email": "accountholder0@example.com",
            "first_name": "Alberta",
            "last_name": "Charleson",
            "middle_name": "Bobbeth",
            "phone_number": "111-222-3333",
            "ssn": "123-45-6789"
          }
        },
        "request_id": "pdwYD",
        "warnings": []
      }

historical_balance

Calculated data about the historical balances on the account

owners

Account owner(s)’ addresses, emails, names, and phone numbers

transactions

Transaction data that includes date, description, amount, and category

account_type

Type of account such as depository, credit, brokerage, and loan

Consumer transparency and control

Users can review their financial data before choosing to share it with developers, lenders and other third parties

View demo
Asset product iPhone Link
FinKube selected Plaid's asset verification service over other aggregation providers due to the robustness of the API and stability—which, coupled with outstanding support, made the integration a breeze.
Jorge Sauri, CEO of FinKube

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