Retrieve a borrower's bank account information straight from their institution, including identity, historical and current balance, and historical transactions data
Improve loan application completion outcomes by leveraging Plaid’s best-in-class conversion rates and high quality data coverage across 12,000 institutions, including neobanks
Reduce reliance on manual verification processes with a real-time verification tool, limiting the need for cumbersome document uploads and reviews
Boost your underwriting signal to offer more competitive loans and reduce fraud
Plaid Assets keeps consumers in control of their financial information by allowing the borrower to:
"Integrating Plaid into our application made it easy for applicants to securely share their data - providing affordable credit even to those with little or no past credit. Hundreds of thousands of Petal members are building a brighter financial future."
Update information as often as needed with no additional borrower friction with Assets Refresh.
Share an Asset Report with government-sponsored enterprises and other loan purchasers. Plaid is a Day 1 Certainty® asset verification report supplier for Fannie Mae’s Desktop Underwriter®.
![Identity Verification [Early Access]](http://images.ctfassets.net/ss5kfr270og3/vUZqVTYGWHK83opHAm4Uj/42ccf4e65a1f38aa345de83be5fdaec2/identity-verification-product-icon_2x.png?q=70){kind=icon}