Watch Threads 2023 on demand

Solve long-standing problems in finance with our new network-based products–built to help you simplify onboarding, fight fraud, and accelerate payments.

Here’s what we announced

Simplify Onboarding

Identity Verification

Say hello to our new “one-click” identity verification experience. Offer a fast and secure onboarding experience to sign up new users at scale.

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Simplify Onboarding

Hosted Link

Give users the ability to connect their financial accounts with Link on-the-go. With minimal integration required and no need for a front-end app.

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Fight Fraud

Beacon

No one can solve fraud alone. Meet Beacon, a new anti-fraud network designed to help you stop fraud from proliferating across the ecosystem.

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Accelerate Payments

Signal

Analyze risk like a data scientist. With the Signal Dashboard, now you can make smarter, faster risk decisions based on powerful network-based insights.

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Accelerate Payments

Transfer

The future of payments is here. Transfer gives you the multi-rail payment stack you need to navigate new rails and offer best-in-class conversion.

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Customer Stories

Esusu

Millions of Americans are “credit invisible”. Hear how Esusu helps members build credit, find financial stability, and bridge the racial wealth gap.

Rocket Money

From a startup to more than 3 million members. Hear how Rocket Money (formerly Truebill) built one of the industry’s leading personal finance apps.

More new features and products

Beyond Threads 2023 announcements, we’re making it easier for you to reach more users in more places with new features like transaction enrichment, new credit categories, localized products, and more.

Enrich your Transactions data

To make sense of messy Transactions data, Enrich delivers insights generated from your card products, bank accounts, and other non-Plaid sources.

Instant Payouts with Transfer

RTP is now supported on Transfer. With Instant Payouts, a multi-rail payout solution, you can send funds instantly to any eligible person or business.

ID Verification & Income go global

Income is now available in the UK and Europe (and quickly gaining momentum with customers). Identity Verification is also now available in beta in the UK.

100% Migration to APIs

We migrated 100% of traffic to APIs for Capital One, JPMorgan Chase, USAA, and Wells Fargo with full migration to RBC, Citibank, M&T, and more on the way.

More Investments coverage

You asked, and we delivered! Investments coverage is now available for Truist, Optum Financial, and Prudential Retirement.

Verify with bank PDF statements

We just made it even easier to retrieve a PDF copy of end users’ statements for loan verifications, rental application reviews, and more.