Common use cases
See which products are commonly used to build your use case.
Use case | Products |
|---|---|
| Transfer funds or fund an account | Auth to fetch account info and verify ownership Balance to fetch real-time account balances Identity to verify account-holder information |
| Avoid NSF fees and overdrafts | Balance to fetch real-time account balances |
| Power personal financial management tools | Transactions to fetch detailed transaction history Liabilities to fetch loan and debt details Investments to fetch investment holdings and transactions details |
| Support loan underwriting | Assets to verify borrowers' assets Auth to fetch account info and verify ownership Balance to fetch real-time account balances |
| Manage investments | Investments to fetch investment holdings and transactions details Identity to verify account-holder information Balance to fetch real-time account balances Auth to fetch account info and verify ownership |
| Manage bill payments or business expenses | Transactions to fetch detailed transaction history Auth to fetch account info and verify ownership Balance to fetch real-time account balances |
| Model risk | Assets to fetch detailed transaction history and balances, and verify accountholder identity Auth to fetch account info and verify ownership Liabilities to fetch loan and debt details |
| Reduce fraud | Identity to verify account-holder information Balance to fetch real-time account balances |
| Pay off debts | Liabilities to fetch loan and debt details Auth to fetch account info and verify ownership Balance to fetch real-time account balances |
| Provide pay advancement | Assets to determine creditworthiness from detailed transaction history and historical balances Balance to fetch real-time account balances |