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  • Monitor
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    Welcome to the Docs

    Here you'll find guides, resources, and references to build with Plaid.

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    Quickstart

    Learn about Plaid's key concepts and run starter code

    Get started

    Quickstart

    Learn about Plaid's key concepts and run starter code

    Get started

    API Reference

    Explore server-side API libraries and integrate with API endpoints

    View reference

    API Reference

    Explore server-side API libraries and integrate with API endpoints

    View reference

    Link

    Link, Plaid's client-side component, helps your users connect their accounts

    Build with Link

    Link

    Link, Plaid's client-side component, helps your users connect their accounts

    Build with Link

    Payments and Funding

    Auth

    Retrieve bank account information for ACH, wire, and other bank-to-bank transfers.

    Auth

    Retrieve bank account information for ACH, wire, and other bank-to-bank transfers.

    Balance

    Retrieve real-time balance information to prevent ACH returns.

    Balance

    Retrieve real-time balance information to prevent ACH returns.

    Identity

    Verify users' financial account ownership and reduce fraud.

    Identity

    Verify users' financial account ownership and reduce fraud.

    Signal

    Reduce fraud and provide instant funds access by assessing the return risk of an ACH debit transaction.

    Signal

    Reduce fraud and provide instant funds access by assessing the return risk of an ACH debit transaction.

    Transfer

    Send and receive money end to end with Plaid.

    Transfer

    Send and receive money end to end with Plaid.

    Investments Move

    Get verified data for initiating an ACATS or ATON brokerage-to-brokerage transfer.

    Investments Move

    Get verified data for initiating an ACATS or ATON brokerage-to-brokerage transfer.

    Payment Initiation (Europe)

    Initiate payments within your app.

    Payment Initiation (Europe)

    Initiate payments within your app.

    Financial Insights

    Transactions

    Retrieve transaction data for budgeting tools, expense management, and more.

    Transactions

    Retrieve transaction data for budgeting tools, expense management, and more.

    Investments

    View holdings and transactions from investment accounts.

    Investments

    View holdings and transactions from investment accounts.

    Liabilities

    Access loan data, like balances and interest rates, for student loans, mortgages, and credit cards.

    Liabilities

    Access loan data, like balances and interest rates, for student loans, mortgages, and credit cards.

    Enrich

    Add detailed information and insights to your existing transactions data.

    Enrich

    Add detailed information and insights to your existing transactions data.

    KYC, AML, and anti-fraud

    Identity Verification

    Global KYC compliance and anti-fraud. Verify user identity data and documents.

    Identity Verification

    Global KYC compliance and anti-fraud. Verify user identity data and documents.

    Monitor

    Use with Identity Verification to enable sanction, PEP, and watchlist screening for anti-money laundering compliance.

    Monitor

    Use with Identity Verification to enable sanction, PEP, and watchlist screening for anti-money laundering compliance.

    Beacon

    Join the Plaid anti-fraud network

    Beacon

    Join the Plaid anti-fraud network

    Instant Onboarding

    Layer

    Onboard users instantly with just a phone number.

    Layer

    Onboard users instantly with just a phone number.

    Credit and Underwriting

    Consumer Report (by Plaid Check)

    Make smarter credit and lending decisions with insights powered by Plaid Check.

    Consumer Report (by Plaid Check)

    Make smarter credit and lending decisions with insights powered by Plaid Check.

    Assets

    Access users' financial information for loan underwriting.

    Assets

    Access users' financial information for loan underwriting.

    Statements

    Get PDF statements directly from the user's bank, for underwriting verification and compliance.

    Statements

    Get PDF statements directly from the user's bank, for underwriting verification and compliance.

    Income

    Verify income and employment, for lending use cases and more.

    Income

    Verify income and employment, for lending use cases and more.

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