Welcome to the Docs

Here you'll find guides, resources, and references to build with Plaid.

Common use cases

See which products are commonly used to build your use case.

Use case
Products
Transfer funds or fund an account
Auth to fetch account info and verify ownership
Balance to fetch real-time account balances
Identity to verify account-holder information
Avoid NSF fees and overdrafts
Balance to fetch real-time account balances
Power personal financial management tools
Transactions to fetch detailed transaction history
Liabilities to fetch loan and debt details
Investments to fetch investment holdings and transactions details
Support loan underwriting
Assets to verify borrowers' assets
Auth to fetch account info and verify ownership
Balance to fetch real-time account balances
Manage investments
Investments to fetch investment holdings and transactions details
Identity to verify account-holder information
Balance to fetch real-time account balances
Auth to fetch account info and verify ownership
Manage bill payments or business expenses
Transactions to fetch detailed transaction history
Auth to fetch account info and verify ownership
Balance to fetch real-time account balances
Model risk
Assets to fetch detailed transaction history and balances, and verify accountholder identity
Auth to fetch account info and verify ownership
Liabilities to fetch loan and debt details
Reduce fraud
Identity to verify account-holder information
Balance to fetch real-time account balances
Pay off debts
Liabilities to fetch loan and debt details
Auth to fetch account info and verify ownership
Balance to fetch real-time account balances
Provide pay advancement
Assets to determine creditworthiness from detailed transaction history and historical balances
Balance to fetch real-time account balances