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Explore server-side API libraries and integrate with API endpoints
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Link, Plaid's client-side component, helps your users connect their accounts
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Bank onboarding | Auth to fetch account ACH info for money movement Balance to fetch real-time account balances and avoid overdrafts Identity to reduce fraud and complement KYC procedures Income to verify income and employment Transfer to transfer funds between accounts Identity Verification to verify user identity for KYC Monitor to screen customers against AML watchlists Signal to assess the return risk of an ACH debit transaction |
Consumer and peer-to-peer payments | Auth to fetch account ACH info for money movement Balance to fetch real-time account balances and avoid overdrafts Identity to reduce fraud and complement KYC procedures Identity Verification to verify user identity for KYC Monitor to screen customers against AML watchlists Transfer to transfer funds between accounts Signal to assess the return risk of an ACH debit transaction |
Financial management and wealth management tools | Transactions to fetch detailed transaction history Liabilities to fetch loan and debt details Investments to fetch investment holdings and transactions details |
Loan underwriting and servicing | Assets to verify borrowers' assets and transaction history Liabilities to get information about outstanding loans Income to verify income and employment Identity to confirm customer information and reduce fraud Balance to fetch real-time account balances and avoid overdrafts on loan payments Auth to fetch account ACH info for money movement Identity Verification to verify user identity for KYC Monitor to screen customers against AML watchlists |
Bill payments and business finances | Auth to fetch account ACH info for payroll, invoicing, and reimbursements Balance to fetch real-time account balances and avoid overdrafts Transactions to fetch transaction history and find reimbursable expenses Transfer to transfer funds between accounts |