Welcome to the Docs

Here you'll find guides, resources, and references to build with Plaid.

Quickstart

Learn about Plaid's key concepts and run starter code

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API Reference

Explore server-side API libraries and integrate with API endpoints

View reference

Link

Link, Plaid's client-side component, helps your users connect their accounts

Build with Link

Explore Products

Transactions

Retrieve up to 24 months of transaction data from accounts and stay up-to-date with webhooks.

Auth

Retrieve and verify bank account information.

Balance

Retrieve real-time balance information.

Identity

Verify users' identities and reduce fraud with the Identity product.

Assets

Access users' financial information for loan underwriting.

Investments

View holdings and transactions from investment accounts.

Liabilities

Access data for student loans, mortgages, and credit cards.

Payment Initiation (Europe)

Initiate payments within your app.

Explore by use case

Transfer funds or fund an account	Auth to fetch account info and verify ownership Balance to fetch real-time account balances Identity to verify account-holder information
Avoid NSF fees and overdrafts	Balance to fetch real-time account balances
Power personal financial management tools	Transactions to fetch detailed transaction history Liabilities to fetch loan and debt details Investments to fetch investment holdings and transactions details
Support loan underwriting	Assets to verify borrowers' assets Auth to fetch account info and verify ownership Balance to fetch real-time account balances
Manage investments	Investments to fetch investment holdings and transactions details Identity to verify account-holder information Balance to fetch real-time account balances Auth to fetch account info and verify ownership
Manage bill payments or business expenses	Transactions to fetch detailed transaction history Auth to fetch account info and verify ownership Balance to fetch real-time account balances
Model risk	Assets to fetch detailed transaction history and balances, and verify accountholder identity Auth to fetch account info and verify ownership Liabilities to fetch loan and debt details
Reduce fraud	Identity to verify account-holder information Balance to fetch real-time account balances
Pay off debts	Liabilities to fetch loan and debt details Auth to fetch account info and verify ownership Balance to fetch real-time account balances
Provide pay advancement	Assets to determine creditworthiness from detailed transaction history and historical balances Balance to fetch real-time account balances