Quickstart

Learn about Plaid's key concepts and run starter code

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API Reference

Explore server-side API libraries and integrate with API endpoints

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Link

Link, Plaid's client-side component, helps your users connect their accounts

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Explore Products

Transactions

Retrieve up to 24 months of transaction data from accounts and stay up-to-date with webhooks.

Auth

Retrieve and verify bank account information.

Balance

Retrieve real-time balance information.

Identity

Verify users' identities and reduce fraud with the Identity product.

Assets

Access users' financial information for loan underwriting.

Investments

View holdings and transactions from investment accounts.

Liabilities

Access data for student loans, mortgages, and credit cards.

Payment Initiation (Europe)

Initiate payments within your app.

Explore by use case

Transfer funds or fund an account
Auth to fetch account info and verify ownership
Balance to fetch real-time account balances
Identity to verify account-holder information
Avoid NSF fees and overdrafts
Balance to fetch real-time account balances
Power personal financial management tools
Transactions to fetch detailed transaction history
Liabilities to fetch loan and debt details
Investments to fetch investment holdings and transactions details
Support loan underwriting
Assets to verify borrowers' assets
Auth to fetch account info and verify ownership
Balance to fetch real-time account balances
Manage investments
Investments to fetch investment holdings and transactions details
Identity to verify account-holder information
Balance to fetch real-time account balances
Auth to fetch account info and verify ownership
Manage bill payments or business expenses
Transactions to fetch detailed transaction history
Auth to fetch account info and verify ownership
Balance to fetch real-time account balances
Model risk
Assets to fetch detailed transaction history and balances, and verify accountholder identity
Auth to fetch account info and verify ownership
Liabilities to fetch loan and debt details
Reduce fraud
Identity to verify account-holder information
Balance to fetch real-time account balances
Pay off debts
Liabilities to fetch loan and debt details
Auth to fetch account info and verify ownership
Balance to fetch real-time account balances
Provide pay advancement
Assets to determine creditworthiness from detailed transaction history and historical balances
Balance to fetch real-time account balances