Quickstart
Learn about Plaid's key concepts and run starter code
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Explore server-side API libraries and integrate with API endpoints
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Link, Plaid's client-side component, helps your users connect their accounts
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Transfer funds or fund an account | Auth to fetch account info and verify ownership Balance to fetch real-time account balances Identity to verify account-holder information |
Avoid NSF fees and overdrafts | Balance to fetch real-time account balances |
Power personal financial management tools | Transactions to fetch detailed transaction history Liabilities to fetch loan and debt details Investments to fetch investment holdings and transactions details |
Support loan underwriting | Assets to verify borrowers' assets Auth to fetch account info and verify ownership Balance to fetch real-time account balances |
Manage investments | Investments to fetch investment holdings and transactions details Identity to verify account-holder information Balance to fetch real-time account balances Auth to fetch account info and verify ownership |
Manage bill payments or business expenses | Transactions to fetch detailed transaction history Auth to fetch account info and verify ownership Balance to fetch real-time account balances |
Model risk | Assets to fetch detailed transaction history and balances, and verify accountholder identity Auth to fetch account info and verify ownership Liabilities to fetch loan and debt details |
Reduce fraud | Identity to verify account-holder information Balance to fetch real-time account balances |
Pay off debts | Liabilities to fetch loan and debt details Auth to fetch account info and verify ownership Balance to fetch real-time account balances |
Provide pay advancement | Assets to determine creditworthiness from detailed transaction history and historical balances Balance to fetch real-time account balances |