PLAID monitor
AML compliance, without the noise
Automate watchlist screening, reduce false positives, and give your AML team the case management tools to act with confidence.
Screen against every major watchlist. Automatically.
Out of the box global coverage
OFAC, PEP lists, global sanctions lists, and more—all with no extra setup.
Always current, always in sync
Watchlists stay up to date automatically. Screening stays accurate without manual work.
Results in your IDV dashboard
Monitor and IDV share a single view of risk, so your team gets the full picture in a single place.
15.5 hrs
of manual screening work saved per month
77%
less time to review alerts
Mitigate risk from day one—and every day after
Risk doesn’t stop at onboarding. Monitor continuously screens customers, so if something changes, you know before it becomes a problem.
No manual rescreening workflows
Daily rescans that scale to 100M+ users
Configurable for your risk appetite
Mitigate risk from day one—and every day after
Risk doesn’t stop at onboarding. Monitor continuously screens customers, so if something changes, you know before it becomes a problem.
No manual rescreening workflows
Daily rescans that scale to 100M+ users
Configurable for your risk appetite
Reduce false positives and focus on high-risk cases
77% less time reviewing alerts
That’s what our enterprise customers see. Fewer false positives means your analysts can spend time only on cases that need attention.
Workflows built for your team
Configurable workflows, assignments, and user roles get cases to the right analyst automatically.
A complete audit trail, always on
Every decision is logged and traceable. When a regulator asks, you have the full record ready.
Your complete risk stack
Identity Verification
Verify identities with a layered approach that combines data, document, and liveness checks with frictionless verification methods.
Explore IDVProtect
Get fraud signals before a customer enters your compliance workflow, with patterns across apps and banks your own data misses.
Explore ProtectSignal
Predict ACH return risk before submitting a transaction—reducing revenue lost to failed payments and operational costs.
Explore SignalYour questions, answered
Reach out if we didn’t answer yours.
What is a PEP screen and why does it matter?
A PEP screen helps identify whether a customer is a politically exposed person (PEP) or a close associate. Because PEPs can present elevated money laundering and corruption risks, many organizations include PEP screening as part of their AML programs. Monitor performs PEP screening alongside watchlist checks.
What are best practices for AML watchlist screening?
Effective AML screening combines automated watchlist checks, ongoing monitoring, risk-based review processes, and documented audit trails. Monitor helps support these workflows by automating screening and surfacing potential matches for review.
What does the case management workflow look like for compliance teams?
Monitor includes built-in case management tools for reviewing and investigating potential matches. Teams can assign cases, manage review workflows, track decisions, and maintain audit trails to support internal oversight and regulatory reviews.
Can Monitor scale to handle large customer bases?
Yes. Monitor is designed to support continuous screening for organizations of all sizes. Automated rescans run in the background, so teams can monitor large customer populations without managing manual screening workflows.
How does Monitor reduce false positives?
Monitor helps reduce false positives with configurable matching settings and support for name variations across multiple languages. This helps compliance teams focus on higher-priority reviews instead of spending time on unnecessary alerts.
What is the difference between KYC and AML, and how does Monitor fit?
KYC verifies who a customer is during onboarding. AML focuses on ongoing monitoring for sanctions, PEPs, and other compliance risks. Monitor supports AML workflows with continuous watchlist screening, while Plaid Identity Verification helps support identity verification during onboarding.
How does Monitor support ongoing monitoring requirements?
Ongoing monitoring helps you identify new watchlist matches after onboarding. Monitor rescans active customers daily and surfaces potential matches through the dashboard and webhooks, along with an audit trail to support investigations and reviews.
What watchlists and databases does Monitor screen against?
Monitor screens against sanctions, politically exposed person (PEP), and watchlists from regulatory authorities around the world. Plaid manages sourcing and daily updates, so your team can screen customers against current data without maintaining watchlist infrastructure.
