Fraud and Compliance
Tough on fraudsters,
easy on customers
Don’t lose good customers to bad anti-fraud
tools.
Fight fraud while
boosting conversion
and protecting
your bottom line.
Safeguard every stage of the customer journey
Know your customer
Verify a customer’s identity, assess risk factors, and get notified if they’re associated with fraud on other platforms
Automate AML compliance
Identify money mules and politically exposed persons with automated global watchlist screening
Secure transactions
Enhance your risk program with ML-powered predictive scoring that flags risky ACH transactions and helps prevent costly returns
Stop fraud earlier, faster, and in more places
Thanks to our robust fraud detection tools, you’ll have everything you need to flag suspicious activity and stop fraudsters without disrupting the customer experience.
Early detection
Verify good customers and stop bad ones in seconds. Go beyond basic KYC compliance and analyze hundreds of risk signals to prevent identity theft, synthetic ID fraud, and account takeovers with Identity Verification and Monitor.
Instant verification
Prevent account takeovers during onboarding or when the source of funds is switched. With Identity, you can verify bank account details to confirm source of funds or understand payer and payee risk.
Ongoing monitoring
Create dynamic payments flows, with less risk. Use Signal’s machine learning to generate real-time, connected insights at scale so you can determine the risk of fraud and prevent returns during each ACH transaction.
Network insights
Prevent fraud from spreading across the ecosystem. Get notified each time a customer's identity is associated with fraud anywhere in the Plaid Beacon Network.
Why Plaid
Connect to billions of insights for an easier,
more secure in-app experience
You'd be in good company
See who’s fighting fraud
with the Plaid Network
Uphold improved the customer experience and reduced return losses by 73%.
Since switching to Plaid, Varo Bank reported a 50% decrease in fraudulent returns.
Zip used Plaid to lower the time spent reviewing alerts by nearly 80%.
Since switching to Plaid, Stash saw a 19% jump in customers funding their accounts.