Customers using this solution

Receiving payments via ACH info icon or EFT allows for direct bank transfers and is significantly less expensive than using credit cards, but getting users signed in and authenticated is a cumbersome process.

Plaid makes it faster and easier to set up ACH info icon payments through a flow designed with the user experience and security in mind. Users enter their online credentials and Plaid instantly authenticates their account—no need to wait days for micro-deposits to post. Plus, Plaid works with any ACH info icon processor (including Stripe and Dwolla) to simplify bank-to-bank payments.


Get account and routing numbers

Auth pulls users' account and routing information instantly, which can be used for ACH info icon payments and transfers without micro-deposits

Lower risk and reduce fraud

Identity confirms users' identities with what's on file at the bank—in other words, their name, phone number, address, and email

Avoid NSF fees and overdrafts

Balance instantly checks whether users have the funds to make a payment or transfer

Questions about how Plaid can fit into your business?

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