We're sorry but

Your browser is not supported.

To enjoy our website, try using
a newer browser like Google Chrome,
Mozilla Firefox, or Microsoft Edge.

product features
Comprehensive data

Review loan details for each account type including balances, loan terms, payment timing, and more

Continuous feed of data

Access the latest data when you need it—check whether loan balances or payment terms have changed

Enable payments

Access account information to enable users to set up payments for their loans

Make a Liabilities request

Use the Liabilities endpoint to submit a POST request

disbursement_dates

The dates on which loaned funds were disbursed

expected_payoff_date

The date when the student loan is expected to be paid off

interest_rate_percentage

The interest rate on the loan as a percentage

next_payment_due_date

The due date for the next payment

origination_principal_amount

The original principal balance of the loan

servicer_address

The address used to remit payments and payoffs

Retrieve Liabilities request

                      
                        
      curl -X POST https://sandbox.plaid.com/liabilities/get \
      -H 'Content-Type: application/json' \
      -d '{
        "client_id": String,
        "secret": String,
        "access_token": String
      }'
      
                      
                    

Run

Make a Liabilities request

Use the Liabilities endpoint to submit a POST request

Retrieve Liabilities request

                      
                        
      curl -X POST https://sandbox.plaid.com/liabilities/get \
      -H 'Content-Type: application/json' \
      -d '{
        "client_id": String,
        "secret": String,
        "access_token": String
      }'
      
                      
                    

Student loan data

The /liabilities/get endpoint enables you to retrieve data from different types of loan accounts—available today are student loans

Retrieve Liabilities response

                      
                        
      http code 200
      {
        "accounts": [
          {
            "balances": {
              "available": null,
              "current": 29563,
              "iso_currency_code": "USD",
              "limit": 40000,
              "unofficial_currency_code": null
            }
            ...
          }
        ],
        "liabilities": {
          "student": [
            {
              "account_id": "vokyE5Rn6vHKqDLRXEn5fne7LwbKPLIXGK98d",
              "account_number": "3735928559",
              "disbursement_dates": [
                "2017-05-20",
                "2017-06-20"
              ],
              "expected_payoff_date": "2030-04-21",
              "guarantor": "Gingham Guarantor",
              "interest_rate_percentage": 18.25,
              "is_overdue": false,
              "last_payment_amount": 420,
              "last_payment_date": "2019-03-15",
              "last_statement_balance": 2345.6,
              "last_statement_issue_date": "2019-03-01",
              "loan_status": {
                 "type": "repayment",
                 "end_date": "2019-09-24"
               },
              "repayment_plan": {
                 "type": "standard",
                 "description": "STANDARD REPAYMENT"
               },
              "loan_name": "Direct Subsidized Stafford",
              "minimum_payment_amount": 123,
              "next_payment_due_date": "2019-04-01",
              "origination_date": "2017-04-21",
              "origination_principal_amount": 12345.6,
              "outstanding_interest_amount": 1234.5,
              "payment_reference_number": "4277009102",
              "pslf_status": {
                "estimated_eligibility_date": "2021-01-01",
                "payments_made": 42,
                "payments_remaining": 78
              },
              "sequence_number": "1",
              "servicer_address": {
                "city": "San Matias",
                "country": "US",
                "street": "2493 Leisure Lane",
                "postal_code": "93405-2255",
                "region": null
              },
              "ytd_interest_paid": 123.4,
              "ytd_principal_paid": 1234.5
            }
          ]
        }
        "item": {},
        "request_id": "b3ef33"
      }
      
                      
                    

disbursement_dates

The dates on which loaned funds were disbursed

expected_payoff_date

The date when the student loan is expected to be paid off

interest_rate_percentage

The interest rate on the loan as a percentage

next_payment_due_date

The due date for the next payment

origination_principal_amount

The original principal balance of the loan

servicer_address

The address used to remit payments and payoffs

Robust loan servicer coverage

Retrieve student loans data from the largest servicers including Great Lakes, Mohela, FedLoan Servicing and Navient—covering the majority of student loans in the US

Liabilities product on iPhone
Liabilities has provided more reliable and comprehensive student loan data than any other solution on the market—in a single, easy-to use API.
Jon Levinson
Director of Product, Pillar