Lenders must gather holistic pictures of their applicants, but the process of collecting income information, account balances, and asset history creates considerable work for both the borrower and lender. Additionally, getting borrowers to connect their bank accounts to receive capital and repay loans is a cumbersome process.
Plaid provides borrowers with an easy, streamlined loan experience; and lenders with access to bank data to make informed loan decisions.
Trusted by Fannie Mae
Plaid is a certified Day 1 Certainty™ asset verification report supplier for Fannie Mae’s Desktop Underwriter®
Plaid’s login module for end users is easy to customize and drop into an online loan application
The Assets product provides OppLoans with reliable, high-quality bank data, which makes integrating it into our underwriting process very smooth.
How It Works
Integrate with Plaid
It takes just a few lines of code to drop our front-end module into your app or digital service. Your users will be prompted to connect their bank account, which will launch the Plaid module.