Plaid is a certified Day 1 Certainty™ asset verification report supplier for Fannie Mae’s Desktop Underwriter®
Plaid’s login module for end users is easy to customize and drop into an online loan application
The Assets product provides OppLoans with reliable, high-quality bank data, which makes integrating it into our underwriting process very smooth.
It takes just a few lines of code to drop our front-end module into your app or digital service. Your users will be prompted to connect their bank account, which will launch the Plaid module.
Customize the module to fit your brand or user preferences, including which financial institutions show up first.
On average, it takes users 11.5 seconds to open the module, find their bank, and input their bank username and password to connect their accounts.
Once a user has gone through the flow, we do the work and return a range of relevant bank account data depending on what fits your needs.
With Assets, we produce the verified assets and other financial data you need in a consolidated report.