Customers using this solution

Lenders must gather holistic pictures of their applicants, but the process of collecting income information, account balances, and asset history creates considerable work for both the borrower and lender. Additionally, getting borrowers to connect their bank accounts to receive capital and repay loans is a cumbersome process.

Plaid provides borrowers with an easier, more streamlined loan experience, and lenders with access to bank data to make informed loan decisions.

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Trusted by Fannie Mae

Plaid is a certified Day 1 Certainty™ asset verification report supplier for Fannie Mae’s Desktop Underwriter®

Seamless experience

Plaid’s login module for end users is easy to customize and drop into an online loan application


Verify borrowers’ assets digitally

Assets provides a consolidated PDF report that includes account balances, historical transactions, and account holder identity information

Verify borrowers' identities

Identity confirms users' identities with what's on file at the bank—in other words, their name, phone number, address, and email — to reduce fraud

Validate borrowers' income

Income validates multiple income sources and verifies employer information with bank data

Check balances in real-time

Balance instantly checks whether users have the funds to make a payment or transfer

Instantly authenticate accounts

Auth pulls users' account and routing information, which can be used for ACH info icon payments and transfers without micro-deposits

Questions about how Plaid can fit into your business?

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