Welcome to the Plaid Blog
January 07, 2025
Phil Venables Joins Plaid as Security Advisor
At Plaid, we are committed to setting the gold standard for security and trust in financial services. We’ve always prioritized safeguarding the sensitive data that millions of people and thousands of businesses entrust to us daily, and continue to invest in our security posture as our...
December 19, 2024
Security at scale: Plaid’s journey to creating a key management system
Cryptography is the foundation of data security. Building an internal Key Management System (Plaid KMS) was a fundamental piece of our security strategy for managing sensitive data at...
December 17, 2024
How Financial Institutions are Thinking about Open Banking: Survey Results
Only 54% of respondents recognized that many fintechs, payments apps, and digital wallets will also be required under the new regulation to make secure consumer-permissioned data freely available,...
December 05, 2024
Fintech Without Borders: Creating Seamless Financial Experiences Across the Atlantic
Fintech is now embedded in everyday financial life, and companies embracing this global reality are redefining what’s possible in financial services. With Plaid’s infrastructure and expertise, fintech leaders...
October 28, 2024
Plaid delivers real-time cash flow data for Rocket Companies, helping streamline loan underwriting and consumer budgeting
We’re excited to announce a partnership with Rocket Companies. Together, we are helping give consumers visibility into their spending, save for a home, apply for a mortgage or...
October 22, 2024
The CFPB’s final 1033 rule and the future of open finance
We are encouraged by the CFPB’s efforts to promote consumer choice and competition and establish additional safeguards for consumers and our industry. The new regulation will also further...
October 16, 2024
Introducing Investments Move: A better way to transfer assets and grow AUM
Investments Move streamlines the data collection process for the Automated Account Clearing and Transfer Service (ACATS), which is how US investments are moved without being converted to cash.
October 15, 2024
Plaid launches Gateway Partner Program to drive open banking compliance
The Gateway Partner Program easily enables a single-point solution for financial institutions that will be expected to meet compliance requirements across all third parties and use cases. The...
October 15, 2024
Introducing fraud calibration and Trust Index for Plaid Identity Verification
Today, we’ve added three new fraud-fighting capabilities within Plaid Identity Verification: fraud calibration, granular machine learning-powered scores for evaluating every aspect of your verification funnel, and an overall...
October 11, 2024
New credit insights for driving growth and managing risk with Consumer Report
Cash flow data is a big asset in underwriting and loan decisioning. Plaid's new product enhancements help make cash flow data more actionable and impactful.
October 08, 2024
Introducing Pay by Bank for Bill Pay: Higher adoption, fewer returns
Pay by Bank for Bill Pay is designed to help businesses capitalize on the opportunity of bank payments by providing a more seamless, cost-effective, and secure way for...
October 07, 2024
The power of cash flow underwriting with instant onboarding: Introducing Layer and Consumer Report
By combining the power of Plaid Layer, our instant financial onboarding platform, with Consumer Report, our cash flow data solution powered by our consumer reporting agency, we’re making...
September 14, 2024
Summer 2024 Plinterns: A Look Back
Before returning to school, our San Francisco and New York City-based Plinterns shared their experiences and learnings from this summer.
September 12, 2024
The case for pay by bank in recurring billing
Bills are a great candidate for bank payments. Learn how companies can get customers to pay by bank for recurring billing and how Plaid can help them save...
September 10, 2024
Progress in open finance: An update from Plaid
Plaid partners with financial institutions to simplify the transition to open banking by providing secure, scalable API solutions that enable seamless data sharing. By collaborating closely with financial...