Personal finances
Help users improve their financial health with categorized transactions
Or, get API keys
The Problem
Obtaining a comprehensive picture of users' financial health is often times difficult when they have accounts at multiple financial institutions.
The solution
Plaid consolidates financial data from multiple sources and categorizes transaction data with typically 24 months of history, making it easy to use and analyze.
Because of Plaid, we were able to scale quickly without hiring additional engineers, saving us an immense amount of costs and time.
Products and benefits
Encourage users to save
Transactions helps users eliminate wasteful spending and guides users towards investment and savings goals by analyzing up to 24 months of clean, categorized transaction history
Enable in–app balance checks
Create a stickier experience by using Balance to allow your users to check the balances of their linked depository accounts in real-time within your app

Understand a user’s investments
Leverage Investments to gain insight into a user’s investment accounts, including account balances, holdings, and transactions that create a change in a holding
Help users manage debt
Use Liabilities (US only) and Transactions to remind users of upcoming debt payments and suggest refinancing and debt consolidation options