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Verify users’ identities and reduce fraud
Identity

Verify users’ identities and reduce fraud

View API docs
product features
Verify user identities using bank data

Retrieve user names, phone numbers, addresses, and emails for individual and joint accounts—data can be used to complement KYC procedures

Personalize forms for onboarding

Auto-fill forms with identity data when users link their bank accounts

Make an Identity request

Use the Identity endpoint to submit a POST request

addresses

A list of addresses associated with the account(s)

emails

A list of emails associated with the account(s)

names

A list of names associated with the account(s)

phone_numbers

A list of phone numbers associated with the account(s)

View API docs

Retrieve Identity request

 
curl -X POST https://sandbox.plaid.com/identity/get \
-H 'Content-Type: application/json' \
-d '{
  "client_id": String,
  "secret": String,
  "access_token": String
}'

Run

Make an Identity request

Use the Identity endpoint to submit a POST request

Retrieve Identity request


curl -X POST https://sandbox.plaid.com/identity/get \
-H 'Content-Type: application/json' \
-d '{
  "client_id": String,
  "secret": String,
  "access_token": String
}'

Identity data straight from the source

The /identity/get endpoint allows you to retrieve various account holder information on file with the financial institution, including names, emails, phone numbers, and addresses

Retrieve Identity response

http code 200
{
  "accounts": [
    {
      ...,
      "owners": [
        {
          "addresses": [
            {
              "data": {
                "city": "Malakoff",
                "region": "NY",
                "street": "2992 Cameron Road",
                "postal_code": "14236",
                "country": "US"
              },
              "primary": true
            },
            {
              "data": {
                "city": "San Matias",
                "region": "CA",
                "street": "2493 Leisure Lane",
                "postal_code": "93405-2255",
                "country": "US"
              },
              "primary": false
            }
          ],
          "emails": [
            {
              "data": "accountholder0@example.com",
              "primary": true,
              "type": "primary"
            }
          ],
          "names": [
            "Alberta Bobbeth Charleson"
          ],
          "phone_numbers": [{
            "primary": true,
            "type": "home",
            "data": "4673956022"
          }]
        }
      ]
    }
  ],
  "item": {object},
  "request_id": "m8MDnv9okwxFNBV"
}

addresses

A list of addresses associated with the account(s)

emails

A list of emails associated with the account(s)

names

A list of names associated with the account(s)

phone_numbers

A list of phone numbers associated with the account(s)

50%

50% reduction in customer service queries

80%

80% approval rates for ACH-funded transfers after integrating with Plaid

View case study
View case study
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