Identity
Reduce account fraud by verifying user identities against what’s on file at the bank
Know your users
Check the name, phone number, address, and email
Reduce account fraud
Simple identity checks against bank info can help reduce fraud
Make auto-fill easy
Auto-fill forms using account holder info on file with the bank
Easy for users
It takes users less than 12 seconds to link their accounts
How it works
Start validating user identities in a few steps
-
Add a user
Seamlessly add users with Plaid Link’s credential-based flow and post Identity requests to the Plaid API
-
Retrieve Identity data
Once a user has been added, the account holder’s info can be retrieved at any time
{
"identity": {
"addresses": [
{
"accounts": [
"Plaid Checking 0000",
],
"data": {
"zip": "94114",
"state": "CA",
"city": "San Francisco",
"street": "3819 Greenhaven Ln"
},
"primary": true
}
],
"emails": [
{
"primary": true,
"type": "personal",
"data": "kelly.walters30@example.com"
}
],
"names": [
"Kelly Walters"
],
"phone_numbers": [
{
"primary": true,
"type": "home",
"data": "4673956022"
}
]
}
Want more details on the Identity endpoint?
Case study
Privacy uses Identity to fight fraud in online payments
Privacy, which generates virtual card numbers to protect users' security when they shop online, relies on Identity to give them confidence users are who they say. By comparing key pieces of user-submitted data against what's on file with the bank, Privacy is able to better identify and root out fraud.