November 17, 2022
The next phase of bank payments – safer, smarter, faster
Together with a network of nearly 50 leading payment partners, Plaid is making account-to-account money movement safer, smarter and faster by innovating on both existing and emerging bank...
November 15, 2022
Three principles for driving VRP adoption in the UK
Variable Recurring Payments (VRPs) have the potential to disrupt the recurring payments market by changing how we manage our subscriptions or pay our utility bills, for example. VRPs...
October 19, 2022
UK consumers double down on fintech use through a turbulent economy
Our UK spotlight this year highlights the value fintech is bringing to UK consumers after the pandemic, setting the stage for the shift to open finance. The 2021...
July 26, 2022
VRP: How Plaid can help you take advantage of a £1.5 billion opportunity
Introduced in 2021, Variable Recurring Payments, or VRP for short, are a type of payment instruction that allows people to automate recurring future payments of varying amounts with...
July 13, 2022
Exploring open finance use cases in the EU
The European Union has been at the forefront of open banking since the adoption of the Revised Payments Services Directive (PSD2) in 2016. In May 2022, the European...
July 05, 2022
PSD2 in review
The European Commission’s review of the Revised Payment Services Directive (PSD2) aims to gather evidence on its impact, as well as assess the appropriateness of a legislative proposal...
July 01, 2022
What the VRP sweeping definition changes means for your business
How people pay for things is changing rapidly and account-to-account payments, embedded across online experiences, are the future. Variable Recurring Payments (VRPs) have the potential to help account-to-account...
June 29, 2022
A more seamless way to reauthenticate in the UK is coming
The Financial Conduct Authority (FCA) has changed the 90-day reauthentication rules. Here, we break down what this rule change means, what its impact will be, and how Plaid...
May 11, 2022
PSD2morrow: Ready, set, go!
For this month’s blog series we are featuring the PSD2 review announcement itself! The commission announced on May 10th 2022 that it would assess impact and issue a...
April 19, 2022
Build a more inclusive credit system with Plaid Income
Income verification continues to be a highly manual and time-consuming process—one that is error-prone, and more consequentially, not representative of today’s workforce. That's why we’re excited to officially...
March 22, 2022
How UK banks will benefit from VRPs
With the CMA’s decision to mandate variable recurring payments (VRPs) as the mechanism for sweeping, there’s no question the UK payment landscape is on the verge of change....
February 24, 2022
A look at PSD2’s tomorrow
Plaid’s monthly blog series where we look at the PSD2 review, what TPPs need, and where we see room for growth.
January 13, 2022
Plaid and Instant payments: Allies in Open Banking
In order to fully scale and be as impactful as it was intended to be, Payment Initiation Services need to leverage well connected banks that are part of...
December 06, 2021
Variable Recurring Payments - turning the mundane magical
Now, more than ever, consumers want products and services that fit their financial needs. Open banking has only increased that demand and paved the way for embedded finance...
November 25, 2021
180 days is not enough
The European Banking Authority (EBA) closed its public consultation today on the amendment of its Regulatory Technical Standards (RTS) on Strong Customer Authentication (SCA) and the 90-day exemption...