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Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
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Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Personal financial management
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The latest from Plaid
Plaid’s Fall 2025 Product Release
Oct 15, 2025
Introducing Pay by Bank for Bill Pay: Higher adoption, fewer returns
Oct 8, 2024
The power of cash flow underwriting with instant onboarding: Introducing Layer and Consumer Report
Oct 7, 2024
Unlock cash flow underwriting with no code required
Sep 5, 2024
Strengthening fraud defenses in the era of data breaches
Aug 7, 2024
Introducing Beacon
Jun 22, 2023
An easier way to manage ACH return risk with Signal Dashboard
Jun 20, 2023
Verify once, verify everywhere with Plaid Identity Verification
Jun 8, 2023
Enabling safe and fast ID verification in Canada
Feb 16, 2023
The next phase of bank payments – safer, smarter, faster
Nov 17, 2022
Put greater data privacy control into the hands of consumers with Plaid's Privacy Controls suite
Oct 19, 2022
Introducing Plaid Identity Verification and Monitor
May 18, 2022
Introducing Payouts in the UK - enabling your users to instantly make withdrawals and refunds
Dec 10, 2021
Highlights from Day 2 at Plaid Forum
Oct 14, 2021
Enhancements to Plaid Link for an improved user experience
Aug 25, 2021
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