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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Personal financial management
Business financial management
Earned wage access
Industries
AI companies
Auto
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Billing & recurring payments
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Gaming
Government & public sector
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The latest from Plaid
Helping community banks and credit unions bring their trusted customer experience into the digital age
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Introducing Plaid Bank Intelligence: Insights for customer engagement and fraud prevention
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Setting the Standard for Safer, Permissioned Data Access
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Cutting Costs and Complexity in Open Finance with Plaid
Sep 10, 2025
How Financial Institutions are Thinking about Open Banking: Survey Results
Dec 17, 2024
The CFPB’s final 1033 rule and the future of open finance
Oct 22, 2024
Plaid launches Gateway Partner Program to drive open banking compliance
Oct 15, 2024
Progress in open finance: An update from Plaid
Sep 10, 2024
New solutions to help Plaid customers prepare for open banking regulation
May 30, 2024
A New Era for Open Finance
Jan 2, 2024
An Update on our Open Finance Strategy
Dec 21, 2023
Scaling an Open Finance future with Plaid’s Data Partner Dashboard
Aug 22, 2023
A Third-Party Provider’s time to shine: Plaid’s take on the JROC report
May 17, 2023
Building an Open Finance Future: Safe and Reliable Connectivity for All
May 11, 2023
From Open Banking to Open Data, the panel at Innovate Finance Global Summit
Apr 26, 2023
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