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Kevin Young

Company news

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Plaid is proud to be named a Leader in The Forrester Wave™️: Open Banking Intermediaries, Q1 2023 report. 

Plaid named a Leader in open banking intermediaries

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Ben White

Plaid Policy Pulse: What policy means for business banner

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Plaid filed its 1033 SBREFA comment letter to the CFPB advocating for consumer choice and control, strong oversight for the industry, and reliable access.

Plaid’s support for a strong consumer financial data right 

Moving from Open Banking to Open Finance banner

Preparing for open banking’s time to shine: Reflections on 2022 and what’s ahead for 2023 

Plaid's Ripsy Bandourian predicts what's ahead fintech in Europe and open banking in 2023

John Anderson. Head of Payments at Plaid

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Plaid is making account-to-account money movement safer, smarter and faster by innovating on both existing and emerging bank payment rails.

The next phase of bank payments – safer, smarter, faster

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Kimberley Moran

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Three principles for driving VRP adoption in the UK

What are VRPs?

Build the future of recurring payments with Plaid

Three principles for driving the adoption of variable recurring payments sets a foundation for discussions on unlocking Open Banking payments such as VRPs

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Fintech Effect UK

UK consumers double down on fintech use through a turbulent economy

The Fintech Effect is an annual report published by Plaid, which gathers insights on fintech’s consumer impact by surveying respondents in the UK and the US. 

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Quan Nguyen

Dan Morgan 

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VRP: How Plaid can help you take advantage of a £1.5 billion opportunity

How people pay for things is changing rapidly and account-to-account payments, embedded across online experiences, are the future. 

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Open finance blog

The EU's Targeted Consultation on Open Finance aims to gather evidence from stakeholders on the “further development of open finance in the EU”. 

Exploring open finance use cases in the EU

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The European Commission’s review of the PSD2 aims to gather evidence on its impact and assess the appropriateness of a legislative proposal for revising it.

PSD2 in review

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What the VRP sweeping definition changes means for your business

 Ishan Vaid

Open-banking-as-a-service: what does that actually mean and how does it work? banner

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The Financial Conduct Authority has changed the 90-day reauthentication rules. We break down what this rule change means and how Plaid is supporting customers.

A more seamless way to reauthenticate in the UK is coming

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Martijn Bos

Policy and Governance, Europe

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laid and our colleagues in the industry have been eagerly awaiting the PSD2 consultation as open banking legislation is ready for its next iteration! 

PSD2morrow: Ready, set, go!

Shibani Sanan

Plaid Income

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Our Bank Income data quality relies on high-accuracy machine learning models that help categorize income for easy identification and selection from consumers and therefore more accurate information sent to customers. Using our income categorization model, our customer Moneyspot was able to improve their income categorization accuracy by 38% vs. their previous solution<sup>1</sup>.

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<sup>1</sup> Information as provided by MoneySpot USA, LLC in March 2022.



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Introducing Plaid Income: Deliver fast and easy income verification—because income verification should be a smooth experience for both lenders and consumers.

 Build a more inclusive credit system with Plaid Income

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Nina Noll

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How UK banks will benefit from VRPs blog post text

With the CMA’s decision to mandate variable recurring payments (VRPs) as the mechanism for sweeping, the UK payment landscape is on the verge of change. 

How UK banks will benefit from VRPs

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Plaid’s monthly blog series where we look at the PSD2 review, what TPPs need, and where we see room for growth.

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