Building a network-powered financial future
Watch Jen Taylor, President of Plaid, talk about our network and how our products are helping customers grow and lower costs — all while managing risk and compliance.
explore all the updates
Learn how MoneyLion is reimagining the lender and consumer experience
Watch MoneyLion's Chief Product Officer, Tim Hong, and Plaid's Head of Identity, Alain Meier, talk about building a financial marketplace that better meets today's consumer needs.
Watch nowConvert more users, reduce fraud
First impressions are everything. That’s why we obsess over making one of the first steps in signing up for your app or service with Plaid simple, frictionless, and secure so that you can convert as many trusted users as possible from the start.
The internet’s fastest financial onboarding
Layer helps you satisfy KYC requirements, link bank accounts, and onboard tens of millions of users who have saved their information with Plaid.
Learn moreChoose your onboarding criteria
With the new Layer dashboard, you can decide your onboarding preferences by defining what information is required, optional, or not needed.
Customize Layer to fit your brand
Add your logo and select your dashboard theme easily.
Reach more borrowers while managing risk with cash flow underwriting
We’re making cash flow data much easier for loan applicants, while providing unique insights so that you can better assess credit risk.
Cash flow data without user friction
Integrate with Layer to seamlessly request cash flow data at the application stage and make smarter risk decisions.
Learn moreCash flow data without user friction
Integrate with Layer to seamlessly request cash flow data at the application stage and make smarter risk decisions.
Learn moreGet unique insights to help assess credit risk
Gain valuable insights based on account connection history across the Plaid Network to help you make confident underwriting decisions.
Learn about credit network insightsBetter service borrowers with cash flow updates
Get notified of post-origination changes to help you assess whether a borrower may qualify for a higher credit limit or be at risk of missing a payment.
Learn about cash flow updates
Learn how MoneyLion is reimagining the lender and consumer experience
Watch MoneyLion's Chief Product Officer, Tim Hong, and Plaid's Head of Identity, Alain Meier, talk about building a financial marketplace that better meets today's consumer needs.
Watch nowFraud Prevention
We’re constantly enhancing our anti-fraud engine, ensuring you can onboard more users with confidence as our algorithm gets smarter every day.
Improve pass rates with better fraud calibration
Review and label past sessions as fraudulent or not in our updated Identity Verification dashboard. Plaid automatically refines your fraud model to increase pass rates and reduce false positives.
Learn about Identity VerificationScan new data breach reports to prevent fraud
In addition to account takeovers, stolen, and synthetic identity signals, Beacon can can now flag if an individual’s identity data or bank account information has been compromised or part of a data leak.
Learn about Beacon
Payments
We’re bringing Plaid’s account linking solution to pay by bank to help you lower transaction costs and reduce return risk.
Maximize bill pay success with pay by bank
Our bill pay solution offers industry-leading conversion and return rate reduction, while enabling tens of billions in payments volume.
Learn about Pay by Bank for bill payGet faster, simpler, guaranteed payments
Plaid’s risk engine handles all the complexity of ACH return risk and guarantees your settlement like a card payment.
Learn about Guarantee ACH
Boost payment success with smarter risk rules
Leverage customizable, machine-learning risk rules to reduce ACH returns and optimize payment performance instantly.
Learn about Signal Rules ServiceMatch a user’s identity to a bank account
Our new, no-code dashboard comes with pre-configured rules to help you match an identity to bank account ownership to reduce risk.
Learn about Identity
Open Finance
Our solutions help authorized third parties and data providers prepare for open banking requirements and serve consumers' changing needs.
Simplify open banking compliance
Customers (authorized third parties) can more easily meet Section 1033 compliance with our solutions for authorization management, record retention, and new onboarding requirements.
Prepare for open banking regulationUnlock new growth opportunities
Data providers can more easily meet API connectivity requirements to grow consumer engagement and stay at the center of their financial lives.
Learn about our open finance solution
Personal Finance
Our seamless experiences make it easy for people to connect their financial accounts and do more with their money.
Grow your assets under management
Automate ACATS transfers to improve conversion and settlement rates—all with broker-sourced data.
Learn about Investments MoveLink multiple accounts from different institutions
Allow users to link multiple bank accounts from different institutions in the same session for an efficient, secure experience.
Learn about Link
