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Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Personal financial management
Business financial management
Earned wage access
Industries
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Billing & recurring payments
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The latest from Plaid
A look at PSD2’s tomorrow
Feb 24, 2022
Plaid and Instant payments: Allies in Open Banking
Jan 13, 2022
Variable Recurring Payments - turning the mundane magical
Dec 6, 2021
180 days is not enough
Nov 25, 2021
VRPs: the next frontier of open banking payments
Oct 18, 2021
Q2 and Plaid Partner to Provide Better Digital Banking Capabilities to Hundreds of Banks and Credit Unions
Sep 21, 2021
Mythbusting: consumer protection and PIS payments
Jun 8, 2021
Obstacles be gone: Open Banking and the possibility of a smooth customer journey for financial services in Europe
Jun 2, 2021
How to make re-authentication better: our response to the FCA’s consultation
Apr 30, 2021
Our response to future oversight of the CMA’s open banking remedies
Apr 14, 2021
Introducing Plaid Income: Delivering easier and faster income verification
Mar 4, 2021
Misconceptions of authentication and authorisation: why 90-day reauthentication does not work
Feb 25, 2021
OBIE consultations on VRPs and sweeping
Dec 4, 2020
A call to action for fintech
Oct 28, 2020
Our response to HMT’s Payment Landscape Review Call for Evidence
Oct 23, 2020
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