Welcome to the Plaid Blog
December 15, 2025
How we built LendScore: Turning cash flow data into credit risk insights
Go behind the scenes of LendScore, a new credit risk score that leverages cash flow data and Plaid’s unique network insights to deliver deeper borrower insights and more...
Read the articleOctober 15, 2025
Plaid LendScore: Unlocking insights never used before in credit scoring
Introducing LendScore—a first-of-its-kind credit risk score for modern lending. Increase approvals, lower losses, and expand credit access with unique risk insights from the Plaid Network.
Read the articleOctober 09, 2025
Powering the mortgage process of the future
Plaid's mortgage solution helps lenders verify assets and income using real-time, single-source data layered with insights. With industry-leading conversion for account linking, lenders can handle fewer documents, accelerate...
Read the articleJune 10, 2025
Unlock smarter lending with our ecosystem partners
Plaid is expanding our partner ecosystem to include credit analytics, technology, and software providers to make cash flow data more accessible and usable at scale.
Read the articleApril 30, 2025
How Plaid transforms the full lending lifecycle with cash flow insights
Discover how Plaid helps lenders unlock smarter, faster, and more inclusive lending—from prequalification to servicing—using real-time cash flow insights.
Read the articleNovember 06, 2023
Lending smarter with cash flow data: Plaid’s path ahead in Credit
Today, we’re excited to announce that Plaid has formed a new entity that will build solutions for customers who want ready-made credit risk insights from consumer-permissioned cash flow...
Read the articleOctober 04, 2023
Tech Talk: Lending smarter with cash flow data
Cash flow data, such as income, rental payments, and utility records, has now become the industry standard for leading fintech lenders. They’re using cash flow data to fuel...
Read the articleJuly 18, 2023
How lenders are driving profitability across the loan lifecycle with alternative data
Historically, lenders have most often used alternative credit data as a companion to credit bureau data during the loan origination process. Given the macro environment, lenders are...
Read the articleFebruary 23, 2023
An easier way to automate asset and income verification for lenders
Plaid offers a robust array of these digitization solutions–used by some of today’s largest mortgage lenders–from identity and asset to income verification. Now, we are excited to announce...
Read the articleDecember 02, 2022
Innovating in the UK's credit information market - how Open Banking can help and why it matters
Open Banking is one of the main drivers of innovation in the credit information market, according to the Financial Conduct Authority (FCA). Twenty million people in the UK...
Read the articleNovember 09, 2022
3 ways lenders can navigate a changing economic landscape
Lenders facing a more competitive market could benefit from focusing on building the most compelling consumer experiences, while also improving backend processes to increase efficiencies and reduce risk....
Read the articleNovember 02, 2022
A Q&A with Irene Tollinger of Acre Homes
How Acre Home’s Co-Founder uses Plaid to unlock buyer insights and deliver a seamless customer approval application experience
Read the articleApril 19, 2022
Build a more inclusive credit system with Plaid Income
Income verification continues to be a highly manual and time-consuming process—one that is error-prone, and more consequentially, not representative of today’s workforce. That's why we’re excited to officially...
Read the articleSeptember 07, 2021
Building an Income verification product for every American
Payroll data has tremendous potential to help people lead healthier financial lives. That’s why we’re making it easier for consumers to prove their income: it can help them...
Read the articleMarch 04, 2021
Introducing Plaid Income: Delivering easier and faster income verification
Income, a new product currently in beta, makes it easier for applicants to prove their income in order to secure loans, qualify for mortgages, rent apartments, lease vehicles,...
Read the article