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Verified account and routing numbers
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Real-time balance checks
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ACH payment risk platform
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ACH, RTP, and FedNow payment processing
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Streamline asset transfers. Unlock growth.
Fraud & risk
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Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
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AML watchlist screening
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Fraud intelligence system
Personal finance insights
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Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
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Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
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Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
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Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
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Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
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The latest from Plaid
Welcome, Summer 2021 Plinterns!
Jul 29, 2021
Three years of Salt Lake City
Jul 16, 2021
Newsletter - July 2021
Jul 15, 2021
Setting the standard for safe and secure data access
Jul 15, 2021
Security for the open finance future
Jul 1, 2021
Data quality drives better fintech experiences
Jun 29, 2021
Initiating: Payments in Europe
Jun 28, 2021
Exploring performance differences between Amazon Aurora and vanilla MySQL
Jun 10, 2021
Yaroslav Korshak on viewing the journey as the goal
Jun 10, 2021
Driving Towards an Open Finance Future
Jun 9, 2021
Mythbusting: consumer protection and PIS payments
Jun 8, 2021
Obstacles be gone: Open Banking and the possibility of a smooth customer journey for financial services in Europe
Jun 2, 2021
Newsletter - June 2021
Jun 1, 2021
Plaid’s going Dutch
May 25, 2021
Square and Plaid partner to give US merchants a better ACH payment experience
May 20, 2021
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