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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Personal financial management
Business financial management
Earned wage access
Industries
AI companies
Auto
Banks & credit unions
Billing & recurring payments
Consumer lending
Gaming
Government & public sector
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Insurance
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Platforms & marketplaces
Property management
Developers
Quickstart
API documentation
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What is Plaid
Intelligent finance
For users
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The latest from Plaid
Customer Newsletter
Feb 9, 2024
Plaid's 2022 Year in Review
Jan 9, 2023
Newsletter - June 2022
Jun 21, 2022
Newsletter - May 2022
May 16, 2022
Newsletter - April 2022
Apr 26, 2022
Newsletter - March 2022
Mar 16, 2022
Newsletter - February 2022
Feb 15, 2022
Newsletter - January 2022
Jan 17, 2022
Newsletter - December 2021
Dec 13, 2021
Newsletter - November 2021
Nov 16, 2021
Newsletter - October 2021
Oct 12, 2021
Newsletter - September 2021
Sep 13, 2021
Newsletter - August 2021
Aug 11, 2021
Newsletter - July 2021
Jul 15, 2021
Newsletter - June 2021
Jun 1, 2021
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