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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Personal financial management
Business financial management
Earned wage access
Industries
AI companies
Auto
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Billing & recurring payments
Consumer lending
Gaming
Government & public sector
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What is Plaid
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The latest from Plaid
Plaid’s support for a strong consumer financial data right
Jan 25, 2023
Plaid Accelerate expands to include two new cohorts for 2022
Dec 8, 2021
[Report] The Fintech Effect: Fintech's Mass Adoption Moment
Oct 12, 2021
Q2 and Plaid Partner to Provide Better Digital Banking Capabilities to Hundreds of Banks and Credit Unions
Sep 21, 2021
Security for the open finance future
Jul 1, 2021
Driving Towards an Open Finance Future
Jun 9, 2021
Digital finance is everywhere, but it’s just getting started
Apr 7, 2021
Introducing Plaid’s Accelerate Class of 2021
Mar 24, 2021
Plaid's Community Town Hall: The next decade of fintech
Feb 25, 2021
The Year Ahead
Jan 12, 2021
Plaid’s strategy to facilitate an API-based ecosystem
Nov 19, 2020
Plaid’s first Community Town Hall
Nov 12, 2020
A call to action for fintech
Oct 28, 2020
Survey finds that fintech has been a lifeline during COVID-19; consumers say it's the "new normal"
Sep 15, 2020
Fintech everywhere is underway
Mar 30, 2020
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