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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Personal financial management
Business financial management
Earned wage access
Industries
AI companies
Auto
Banks & credit unions
Billing & recurring payments
Consumer lending
Gaming
Government & public sector
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Platforms & marketplaces
Property management
Developers
Quickstart
API documentation
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What is Plaid
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For users
Troubleshoot account connection
Trust and safety
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The latest from Plaid
The CFPB’s open banking proposal and pay-by-bank developments
Dec 4, 2023
Financial Access Newsletter - July, 2023
Jul 26, 2023
Financial Access Newsletter - March, 2023
Mar 20, 2023
Financial Access Newsletter - May 2022
May 24, 2022
Financial Access Newsletter - February 2022
Feb 9, 2022
Financial Access Newsletter- November 2021
Nov 3, 2021