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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Bank Intelligence
Personal financial management
Business financial management
Earned wage access
Industries
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Auto
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Billing & recurring payments
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What is Plaid
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The latest from Plaid
The evolution from data access to data control
May 12, 2021
A New Architecture for Plaid Link: Server-Driven UI with Directed Graphs
May 11, 2021
Improving the payments experience in the UK
May 10, 2021
Policy Pulse: The State of Privacy
May 7, 2021
Partnering with Railsbank to power the next generation of financial needs
May 6, 2021
Newsletter - May 2021
May 4, 2021
Clear Books helps small businesses simplify accounting
May 4, 2021
How to make re-authentication better: our response to the FCA’s consultation
Apr 30, 2021
Ziggma is leveling up portfolio management
Apr 27, 2021
Paysend and Plaid working together to make international money transfers seamless
Apr 27, 2021
Building a better customer experience for you
Apr 23, 2021
Our response to future oversight of the CMA’s open banking remedies
Apr 14, 2021
Digital finance is everywhere, but it’s just getting started
Apr 7, 2021
Dun & Bradstreet brings alternative data to small business credit profiles, powered by Plaid
Mar 30, 2021
Bhargavi Kamakshivalli on her passion for building a more inclusive financial ecosystem
Mar 26, 2021
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