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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Bank Intelligence
Personal financial management
Business financial management
Earned wage access
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What is Plaid
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The latest from Plaid
Matt McGowan on his passion for developing teams
Sep 30, 2021
The Next Frontier: Establishing Stronger Privacy Standards for a Safer Ecosystem
Sep 23, 2021
Q2 and Plaid Partner to Provide Better Digital Banking Capabilities to Hundreds of Banks and Credit Unions
Sep 21, 2021
Plaid Forum: a new conference for all of you
Sep 20, 2021
Adopting the OpenAPI schema to generate Plaid’s SDKs
Sep 15, 2021
Newsletter - September 2021
Sep 13, 2021
Building an Income verification product for every American
Sep 7, 2021
Debug user issues with new enhancements to Institution Status
Sep 2, 2021
Why fast and easy account validation is the key to onboarding more customers
Sep 1, 2021
YouLend offers a tech-first approach to SME financing
Sep 1, 2021
Enhancements to Plaid Link for an improved user experience
Aug 25, 2021
Building a new future: My path to becoming an engineering apprentice at Plaid
Aug 20, 2021
Plaid announces additional series D funding
Aug 17, 2021
Newsletter - August 2021
Aug 11, 2021
Plaid’s Commitment to Consumer Privacy
Aug 6, 2021
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