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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Personal financial management
Business financial management
Earned wage access
Industries
AI companies
Auto
Banks & credit unions
Billing & recurring payments
Consumer lending
Gaming
Government & public sector
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Insurance
Mortgage
Platforms & marketplaces
Property management
Developers
Quickstart
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Link demo
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For builders
What's new
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What is Plaid
Intelligent finance
For users
Troubleshoot account connection
Trust and safety
Control your data with Plaid Portal
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The latest from Plaid
Product Updates – April 2026
Apr 15, 2026
Product Updates - March 2026
Mar 18, 2026
Product Updates - February 2026
Feb 20, 2026
What we shipped in 2025
Jan 9, 2026
Product Updates - December 2025
Dec 11, 2025
Product Updates - November 2025
Nov 18, 2025
Product Updates - October 2025
Oct 20, 2025
Product Updates - September 2025
Sep 12, 2025
August product updates: Faster onboarding & stronger identity verification
Aug 14, 2025
Product Updates - July 2025
Jul 9, 2025
Product Updates - June 2025
Jun 5, 2025
Product Updates - May 2025
May 5, 2025
Product Updates - April 2025
Apr 2, 2025
Product Updates - March 2025
Mar 3, 2025
The biggest product updates from Plaid Effects
Jun 18, 2024
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