April 30, 2021
How to make re-authentication better: our response to the FCA’s consultation
90-day reauthentication, is it actually going away? Maybe! Check out our latest blog to see our response to the FCA’s consultation and how we plan to own 90-day...
Read the articleApril 27, 2021
Paysend and Plaid working together to make international money transfers seamless
Paysend is now working with Plaid to provide their 3.5 million customers with simple open banking payments that enable fast, low-cost international money transfers.
Read the articleApril 14, 2021
Our response to future oversight of the CMA’s open banking remedies
The Competition and Markets Authority’s (CMA) open banking remedies have been a driving force behind the development and growing use of open banking within the UK. Now as...
Read the articleMarch 11, 2021
Plaid and Codat partner to improve small business lending in the UK
We joined forces with Codat to help alleviate many of the obstacles that UK-based SMEs face today. Learn more about how we’re working together.
Read the articleFebruary 25, 2021
Misconceptions of authentication and authorisation: why 90-day reauthentication does not work
Under PSD2, the concepts of access and consent are legally captured by authorisation and authentication; however, they only work as intended when the consumer first connects their payment...
Read the articleFebruary 16, 2021
Atom bank and Plaid join forces to lend SMEs a hand
Plaid is joining forces with Atom to offer SME owners a streamlined application journey to these loans. With Plaid-enabled Open Banking data, Atom can now offer near real-time...
Read the articleDecember 17, 2020
Authenticate payments faster with QR codes
You can now use QR codes to simplify consumers’ financial lives. When making a bank payment in the UK, a user becomes subject to SCA safeguards. On desktop,...
Read the articleDecember 16, 2020
Curve and Plaid team up to make money easier
Today, we’re joining forces with Curve to help give people in the UK a holistic view of their money, make the most of their spending, and improve their...
Read the articleDecember 04, 2020
OBIE consultations on VRPs and sweeping
On 9 November 2020, the UK’s Open Banking Implementation Entity (OBIE) released its consultations on Variable Recurring Payments (VRPs) and Sweeping . PSD2 and Open Banking have...
Read the articleNovember 03, 2020
Improving the UK’s rental experience one tenant at a time
In recent years, developments in open banking and fintech have enabled consumers to manage their financial lives in new and creative ways. These include simple, convenient solutions designed...
Read the articleOctober 23, 2020
Our response to HMT’s Payment Landscape Review Call for Evidence
The payments landscape in the UK has changed drastically over the last few years with the introduction of PSD2 and Open Banking. As the UK government undertakes a...
Read the articleOctober 07, 2020
Building a better future for UK savers
There’s no financial sector in the UK in greater need of innovation than pensions. Every working individual in the union is automatically enrolled in a pension scheme, making...
Read the articleSeptember 11, 2020
FCA registration and how Plaid can help
In January of 2018, the revised Payment Services Directive (PSD2) went into effect across the UK and Europe. This opened up the banking industry to new players, promoting...
Read the articleSeptember 04, 2020
PSD2 and GDPR: are they enough for open finance?
2018 was a milestone year for data regulation in the UK and Europe, with the implementation of both the revised Payment Services Directive (PSD2) and the General Data...
Read the articleJune 10, 2020
Open finance and the future of digital financial services
It’s only been a few years since the introduction of Open Banking and PSD2, but in Europe and the UK policy makers are already beginning to explore what...
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