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Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Personal financial management
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The latest from Plaid
How to make re-authentication better: our response to the FCA’s consultation
Apr 30, 2021
Paysend and Plaid working together to make international money transfers seamless
Apr 27, 2021
Our response to future oversight of the CMA’s open banking remedies
Apr 14, 2021
Plaid and Codat partner to improve small business lending in the UK
Mar 11, 2021
Misconceptions of authentication and authorisation: why 90-day reauthentication does not work
Feb 25, 2021
Atom bank and Plaid join forces to lend SMEs a hand
Feb 16, 2021
Authenticate payments faster with QR codes
Dec 17, 2020
Curve and Plaid team up to make money easier
Dec 16, 2020
OBIE consultations on VRPs and sweeping
Dec 4, 2020
Improving the UK’s rental experience one tenant at a time
Nov 3, 2020
Our response to HMT’s Payment Landscape Review Call for Evidence
Oct 23, 2020
Building a better future for UK savers
Oct 7, 2020
FCA registration and how Plaid can help
Sep 11, 2020
PSD2 and GDPR: are they enough for open finance?
Sep 4, 2020
Open finance and the future of digital financial services
Jun 10, 2020
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