Welcome to the Plaid Blog
January 02, 2024
A New Era for Open Finance
We believe the rule is good for consumers and good for industry – including fintechs, banks and everyone in between. Healthy rules of the road will accelerate a...
April 27, 2023
Bringing innovation thinking to policy, and policy understanding to innovation
During Money20/20 in Las Vegas, guest host Ally McClosky sat down to discuss the importance of innovators and regulators working together to support innovation. The session, titled “Bringing...
January 25, 2023
Plaid’s support for a strong consumer financial data right
In November, the Consumer Financial Protection Bureau released a comprehensive proposal outlining their vision for a strong consumer financial data rights rule. Today, Plaid submitted our letter in...
November 15, 2022
Three principles for driving VRP adoption in the UK
Variable Recurring Payments (VRPs) have the potential to disrupt the recurring payments market by changing how we manage our subscriptions or pay our utility bills, for example. VRPs...
September 22, 2022
Instant payments - A gateway to digital finance in Europe
Instant payments are electronic retail payments that are settled virtually in real-time, all the time—including weekends and holidays—via the Single Euro Payments Area Instant Credit Transfer Scheme (SEPA...
January 31, 2022
Plaid’s 2022 Trans-Atlantic Policy Projections
Fintech has continued to change the lives of consumers around the world. In 2021, we saw fintech reach mass adoption. The percentage of U.S. consumers using technology to...
December 06, 2021
Variable Recurring Payments - turning the mundane magical
Now, more than ever, consumers want products and services that fit their financial needs. Open banking has only increased that demand and paved the way for embedded finance...
November 25, 2021
180 days is not enough
The European Banking Authority (EBA) closed its public consultation today on the amendment of its Regulatory Technical Standards (RTS) on Strong Customer Authentication (SCA) and the 90-day exemption...
June 28, 2021
Initiating: Payments in Europe
The payments race is heating up in Europe. Payment initiation services are taking off and we’re ready to rumble. Check out our blog on why PIS is a...
May 25, 2021
Plaid’s going Dutch
We think open access to financial data should be for everyone, everywhere. We’re committed to building consumer trust in open banking in the EU.
May 07, 2021
Policy Pulse: The State of Privacy
Privacy regulations are taking shape across the world. Learn what to expect and how our industry can prepare.
April 30, 2021
How to make re-authentication better: our response to the FCA’s consultation
90-day reauthentication, is it actually going away? Maybe! Check out our latest blog to see our response to the FCA’s consultation and how we plan to own 90-day...
January 11, 2021
Policy Pulse: The state of financial access
Financial access is shifting to APIs. Find out in our Policy Pulse what's driving this shift, and what it means for consumers and fintech companies.