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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Bank Intelligence
Personal financial management
Business financial management
Earned wage access
Industries
AI companies
Auto
Banks & credit unions
Billing & recurring payments
Consumer lending
Gaming
Government & public sector
Healthcare
Insurance
Mortgage
Platforms & marketplaces
Property management
Developers
Quickstart
API documentation
Libraries
GitHub
Product demos
Resources
For builders
What's new
Blog
Library
Industry resources
Customer stories
Events
Annual conference
What is Plaid
Intelligent finance
For users
Troubleshoot account connection
Trust and safety
Control your data with Plaid Portal
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The latest from Plaid
Newsletter - December 2020
Dec 1, 2020
Plaid and Jack Henry partner to enable Plaid Exchange for over 350 banks
Nov 24, 2020
Plaid’s strategy to facilitate an API-based ecosystem
Nov 19, 2020
How we built developer efficiency at Plaid
Nov 19, 2020
Nicole Butler on navigating the fintech regulatory environment
Nov 18, 2020
Payroll data: The next frontier for fintech and open finance
Nov 12, 2020
Plaid’s first Community Town Hall
Nov 12, 2020
Improving the small-dollar lending experience with fintech
Nov 5, 2020
Newsletter - November 2020
Nov 5, 2020
Improving the UK’s rental experience one tenant at a time
Nov 3, 2020
A call to action for fintech
Oct 28, 2020
New Plaid docs to get you building faster
Oct 23, 2020
Our response to HMT’s Payment Landscape Review Call for Evidence
Oct 23, 2020
How Plaid parses transaction data
Oct 22, 2020
[Report] The Fintech Effect: Consumer impact and a fairer financial system
Oct 22, 2020
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