Welcome to the Plaid Blog
March 03, 2025
Product Updates - March 2025
Discover the latest product updates and enhancements across Plaid’s entire product stack - from payments to credit underwriting, to onboarding and fraud.
February 13, 2025
5 ways Plaid simplifies the process of expanding into Europe
Expanding into Europe’s diverse banking landscape is complex, with varying authentication methods, data formats, and payment systems. Plaid simplifies this challenge by offering a unified API, personalised user...
February 12, 2025
Cutting over: Our journey from AWS Aurora MySQL to TiDB
Switching database platforms is one of the most daunting challenges in modern infrastructure. Database platform replacements demand rigorous planning to maintain data consistency, ensure uptime, and preserve performance...
February 06, 2025
Introducing Plaid’s new brand: The fabric of financial progress
As Plaid enters the next era of digital financial experiences, we need a brand that better reflects who we are now and the exciting places we’re going. Today,...
January 07, 2025
Phil Venables Joins Plaid as Security Advisor
At Plaid, we are committed to setting the gold standard for security and trust in financial services. We’ve always prioritized safeguarding the sensitive data that millions of people...
December 19, 2024
Security at scale: Plaid’s journey to creating a key management system
Cryptography is the foundation of data security. Building an internal Key Management System (Plaid KMS) was a fundamental piece of our security strategy for managing sensitive data at...
December 17, 2024
How Financial Institutions are Thinking about Open Banking: Survey Results
Only 54% of respondents recognized that many fintechs, payments apps, and digital wallets will also be required under the new regulation to make secure consumer-permissioned data freely available,...
December 05, 2024
Fintech Without Borders: Creating Seamless Financial Experiences Across the Atlantic
Fintech is now embedded in everyday financial life, and companies embracing this global reality are redefining what’s possible in financial services. With Plaid’s infrastructure and expertise, fintech leaders...
October 28, 2024
Plaid delivers real-time cash flow data for Rocket Companies, helping streamline loan underwriting and consumer budgeting
We’re excited to announce a partnership with Rocket Companies. Together, we are helping give consumers visibility into their spending, save for a home, apply for a mortgage or...
October 22, 2024
The CFPB’s final 1033 rule and the future of open finance
We are encouraged by the CFPB’s efforts to promote consumer choice and competition and establish additional safeguards for consumers and our industry. The new regulation will also further...
October 16, 2024
Introducing Investments Move: A better way to transfer assets and grow AUM
Investments Move streamlines the data collection process for the Automated Account Clearing and Transfer Service (ACATS), which is how US investments are moved without being converted to cash.
October 15, 2024
Plaid launches Gateway Partner Program to drive open banking compliance
The Gateway Partner Program easily enables a single-point solution for financial institutions that will be expected to meet compliance requirements across all third parties and use cases. The...
October 15, 2024
Introducing fraud calibration and Trust Index for Plaid Identity Verification
Today, we’ve added three new fraud-fighting capabilities within Plaid Identity Verification: fraud calibration, granular machine learning-powered scores for evaluating every aspect of your verification funnel, and an overall...
October 11, 2024
New credit insights for driving growth and managing risk with Consumer Report
Cash flow data is a big asset in underwriting and loan decisioning. Plaid's new product enhancements help make cash flow data more actionable and impactful.
October 08, 2024
Introducing Pay by Bank for Bill Pay: Higher adoption, fewer returns
Pay by Bank for Bill Pay is designed to help businesses capitalize on the opportunity of bank payments by providing a more seamless, cost-effective, and secure way for...