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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Personal financial management
Business financial management
Earned wage access
Industries
AI companies
Auto
Banks & credit unions
Billing & recurring payments
Consumer lending
Gaming
Government & public sector
Healthcare
Insurance
Mortgage
Platforms & marketplaces
Property management
Developers
Quickstart
API documentation
Libraries
GitHub
Product demos
Resources
For builders
What's new
Blog
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Industry resources
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Events
Annual conference
What is Plaid
Intelligent finance
For users
Troubleshoot account connection
Trust and safety
Control your data with Plaid Portal
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The latest from Plaid
Build personalized finance apps in Replit with Plaid
Apr 22, 2026
Product Updates – April 2026
Apr 15, 2026
[New Report] How AI is shifting customer expectations for fintech products
Apr 15, 2026
Plaid and Perplexity expand integration to power personalized financial insights
Apr 9, 2026
Building a transaction foundation model to power intelligent finance
Apr 2, 2026
Onboarding Without Compromises: Adaptive flows that stop fraud and drive conversion
Mar 31, 2026
Product Updates - March 2026
Mar 18, 2026
New era of fraud network intelligence: Early results from Plaid Protect
Mar 12, 2026
How Plaid powers intelligent finance with Perplexity
Mar 11, 2026
Plaid brings next-gen asset verification solution to Encompass®
Mar 10, 2026
Instant Payments in Europe: From SEPA Compliance to Competitive Advantage
Mar 4, 2026
Building a smarter chatbot
Mar 4, 2026
Product Updates - February 2026
Feb 20, 2026
Why intelligent finance needs purpose-built AI infrastructure
Feb 19, 2026
Build less, merge faster: avoiding diamond merges with a merge queue
Feb 3, 2026
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