Welcome to the Plaid Blog

November 05, 2020
Newsletter - November 2020
Introducing our monthly newsletter, where you can learn about the latest product enhancements, company events, industry news, and more. Product highlights Access mortgage data to help users...

November 03, 2020
Improving the UK’s rental experience one tenant at a time
In recent years, developments in open banking and fintech have enabled consumers to manage their financial lives in new and creative ways. These include simple, convenient solutions designed...

November 12, 2020
Payroll data: The next frontier for fintech and open finance
Consumer-permissioned access to payroll data could unlock new applications and improve consumers’ financial lives As fintech adoption exploded over the past decade, consumers became familiar with connecting...

October 28, 2020
A call to action for fintech
After much anticipation , last week the Consumer Financial Protection Bureau (CFPB) released their Advanced Notice of Proposed Rulemaking (ANPR) on Dodd-Frank Section 1033. This announcement is...

October 23, 2020
New Plaid docs to get you building faster
The Plaid docs are a key resource for you as you integrate with Plaid and help build the future of fintech. We want to ensure that you have...

October 23, 2020
Our response to HMT’s Payment Landscape Review Call for Evidence
The payments landscape in the UK has changed drastically over the last few years with the introduction of PSD2 and Open Banking. As the UK government undertakes a...

November 05, 2020
Improving the small-dollar lending experience with fintech
Lenders have more opportunities to participate in responsible and cost-effective small dollar lending. Recently, the Fed, FDIC, OCC, and NCUA released new guidance encouraging banks and...

October 22, 2020
How Plaid parses transaction data
At Plaid, we link financial accounts to applications, removing the need for our customers to build individual connections to financial institutions and standardizing the data that’s...
![[Report] The Fintech Effect: Consumer impact and a fairer financial system banner](http://images.ctfassets.net/zucqsg1ttqqy/5pFzLoZuZIHniQSVgLm1b6/4e9723bc390fe09e4607eed2820b4745/Consumer-Blog-Header.png)
October 22, 2020
[Report] The Fintech Effect: Consumer impact and a fairer financial system
In landmark survey, consumers reveal fintech benefits their financial well-being Read the report Even before COVID-19, financial security was a major challenge for most Americans....

October 02, 2020
The all-new Plaid Link
Making money easier for everyone is our vision at Plaid. In 2015 , we built Plaid Link to give first-time fintech users a secure and easy way to...

October 01, 2020
Changelog - September 2020
Highlights from what we've been working on over the past month: Plaid Exchange instant account activity: We launched instant account activity , which allows institutions on Plaid...

September 30, 2020
Building a spiky org
A few months ago, I spoke on the SFELC podcast (Part I , Part II ) on my experience as an engineering leader at Plaid....

October 07, 2020
Building a better future for UK savers
There’s no financial sector in the UK in greater need of innovation than pensions. Every working individual in the union is automatically enrolled in a pension scheme, making...

September 29, 2020
Simplifying payroll for remote workers
The advantages of hiring remote workers are abundant, from a bigger talent pool and lower overhead costs to higher employee retention. But any company that manages such a...

September 29, 2020
A better banking platform
Last year, Americans paid more than 33 billion dollars in overdraft fees. These and other bank fees chip away at savings and can be stressful for people without...