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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Bank Intelligence
Personal financial management
Business financial management
Earned wage access
Industries
AI companies
Auto
Banks & credit unions
Billing & recurring payments
Consumer lending
Gaming
Government & public sector
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Insurance
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Platforms & marketplaces
Property management
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Quickstart
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For builders
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What is Plaid
Intelligent finance
For users
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The latest from Plaid
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The rising tide of fraud: How fintechs can fight back
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More improvements to the Plaid Link user experience
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The key to fighting fraud at scale
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Lending smarter with cash flow data: Plaid’s path ahead in Credit
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Better payments, better business
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Tech Talk: Lending smarter with cash flow data
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2022 State of Diversity, Equity, Inclusion & Belonging
Sep 29, 2023
More powerful Transactions data for more personalized user experiences
Sep 28, 2023
How we use machine learning to power accurate, real-time income verification
Sep 27, 2023
Unlocking instant: How FedNow changes the payments game
Sep 18, 2023
Scholar Fund helps families find relief faster with Plaid
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