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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Bank Intelligence
Personal financial management
Business financial management
Earned wage access
Industries
AI companies
Auto
Banks & credit unions
Billing & recurring payments
Consumer lending
Gaming
Government & public sector
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Insurance
Mortgage
Platforms & marketplaces
Property management
Developers
Quickstart
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For builders
What's new
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What is Plaid
Intelligent finance
For users
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The latest from Plaid
The biggest product updates from Plaid Effects
Jun 18, 2024
Introducing Plaid Layer: The future of secure instant financial experiences
Jun 18, 2024
A more seamless Plaid Link experience for consumers
Jun 17, 2024
Introducing Consumer Report: Making better credit risk decisions with Plaid
Jun 4, 2024
New solutions to help Plaid customers prepare for open banking regulation
May 30, 2024
Plaid's journey to a multi-cluster Elasticsearch architecture to improve reliability
May 29, 2024
Beacon adds bank account insights to help companies strengthen fraud defense
May 22, 2024
Join us at Plaid Effects 2024 to discuss the future of finance
May 1, 2024
Customer Newsletter
Feb 9, 2024
Welcoming Plaid’s New President, Jen Taylor
Feb 8, 2024
Key Trends Shaping Fintech Across the UK and Europe in 2024
Jan 31, 2024
Building a better financial future for all of us: Plaid’s 2023 snapshot
Jan 4, 2024
A New Era for Open Finance
Jan 2, 2024
An Update on our Open Finance Strategy
Dec 21, 2023
The CFPB’s open banking proposal and pay-by-bank developments
Dec 4, 2023
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