Save time with a fully automated Income verification product

Get access to holistic income and employment verification that covers 70% of US workers

  • Payroll Income gives you instant access to consumer-permissioned payroll income and employment data. Users connect to their employer or payroll provider account to verify their income and employment within seconds. Plaid automatically retrieves their income and employment straight from the source.

  • Document Income lets users upload their pay stub, W2 & other tax forms while Plaid returns the uploaded document and a structured JSON.

Product features
One stop solution
One stop solution

Let your users choose how they verify their income and employment. Use our solution in a waterfall approach or as a way to provide your users more options.

Optimized for conversion
Optimized for conversion

With a simple UI embedded into your app or website, you can empower users to verify their income and employment in just seconds.

Robust payroll coverage
Robust payroll coverage

Plaid supports 40+ payroll providers and gig platforms  including Paychex, Paycor, Zenefits, DoorDash, Postmates, Uber and more.

Reliable and secure data
Reliable and secure data

Get more reliable, secure, and up-to-date income and employment information compared to self-reported income data.

Faster underwriting
Faster underwriting

Move away from slow and manual income verification. Plaid Income returns structured income and employment data in seconds so that you can approve loans instantly.

"Using Plaid Income, Cherry's income verification process has gone from a manual process to an automated flow that takes less than 15 seconds. This allows Cherry to streamline their application process and make near-instant decisions for many applicants."
Logo for cherry
Charles Mourani Chief Technology Officer, Cherry

Sign-up for early access

Contact us to request access to use Plaid Income

Income is currently available to select developers, but you can let us know if you're interested in receiving an early access invitation through this form. Please note that form submission does not guarantee access to the product. A member of the Plaid team will review your information and determine if the product is a good fit.

Bank Transfers (US only) is currently in beta, but you can express interest in receiving a program invitation through this form. Please note that form submission does not guarantee access to the product, which is contingent upon satisfying certain eligibility criteria. A member of the Plaid team will review your information and determine if the product is a good fit.