Mobile payment confirmation screen displaying a subscription summary. The interface shows payment details linked to a checking account at Gingham Bank ending in 2834, with a recurring charge of $98.00 on the 1st of every month. A green 'Confirm payment' button is at the bottom. The background features a colorful gradient effect emphasizing digital payment security and user-friendly financial transactions.

Payments

Low-cost, secure payments in an instant

Verify accounts, secure transactions, and manage a multi-rail payment offering for faster, safer money movement.

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Quickly and reliably connect accounts, secure transactions, and move money

Connect
accounts

7 out of 10 customers abandon the authentication process. But with Plaid, you can sign customers up in seconds with instant authentication and account verification.

Boost conversion by up to23%

Financial dashboard displaying user Eva Prosperi's verified profile with linked accounts, including Gingham Bank, Argyle Investments, Bank of Brocade, and Herringbone Treasury, showing connection statuses and account balances.

Secure
transactions

Make ACH instant. Plaid helps you verify funds and assess risk with confidence so you can give more customers immediate access to their money.

With Plaid Signal, Robinhood mitigates risk and unlocks more than $100M in instant funds each year

Read more

Autopay Risk Rules dashboard showing conditions, outcomes, and transaction counts, with statuses like 'Accept - 3 Day Hold,' 'Block,' and 'Accept,' alongside specific risk criteria.

Move
money

Reach more customers by accepting multiple payment methods. You can build a custom multi-rail solution that gives every customer more flexibility.

Power a fast and secure payment experience with Transfer

Visual showing payment rails options (RTP, ACH, FED) connected to a deposit transaction of $1,000 from Gingham Bank to Argyle Investments, with account details and balances displayed.
Financial dashboard displaying user Eva Prosperi's verified profile with linked accounts, including Gingham Bank, Argyle Investments, Bank of Brocade, and Herringbone Treasury, showing connection statuses and account balances.
Autopay Risk Rules dashboard showing conditions, outcomes, and transaction counts, with statuses like 'Accept - 3 Day Hold,' 'Block,' and 'Accept,' alongside specific risk criteria.
Visual showing payment rails options (RTP, ACH, FED) connected to a deposit transaction of $1,000 from Gingham Bank to Argyle Investments, with account details and balances displayed.
Mobile screen displaying a Plaid interface for securely connecting financial accounts, highlighting ease of use and data privacy assurances.

How payments work with Plaid

Speed and flexibility are how we create a better customer journey. See their painless payments experience for yourself.

  • Step 1: Connect a new account

    Auth lets customers connect their checking or savings accounts in seconds.

    Mobile screen displaying a Plaid interface for securely connecting financial accounts, highlighting ease of use and data privacy assurances.

  • Signal offers flexible solutions, from assessing return risk to making informed risk decisions, based on your customizations.

    Plaid-powered financial risk management dashboard displaying 'Account Funding Risk Rules.' The interface includes a performance graph tracking risk rule activity over time and a list of conditions for evaluating transaction risks. The left sidebar features navigation options such as Identity Verification, Payment Initiation, and Transactions.

  • Transfer lets you immediately move money on the rail of your choice. Even if you have your own payment processor.

    Mobile payment screen displaying a $3000.00 balance due. Users can choose a payment method, including a linked Gingham Bank account ending in 1544, bank transfer, or debit card entry. The interface has a clean, modern design with a blue gradient background.

Give your team what they need
to fight fraud and stay compliant

Learn more

CUSTOMER STORIES

See who’s moving money
on the Plaid Network

  • Transforming the cross-border payment experience

    Read the story

  • Western Union made payments simpler, cheaper, and more secure

    Read the story

  • Robinhood managed risk and unlocked $100M in instant funds

    Read the story

  • How Affirm is creating the future of digital lending

    Read the story

  • Chime boosted account funding by 300%

    Read the story

Make payments safer, faster, and easier—for you and your customers

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