PAYMENTS

Low-cost, secure payments in an instant

Verify accounts, secure transactions, and manage a multi-rail payment offering for faster, safer money movement.

Quickly and reliably connect accounts, secure transactions, and move money

Connect
accounts

7 out of 10 customers abandon the authentication process. But with Plaid, you can sign customers up in seconds with instant authentication and account verification.

Boost conversion by up to23%

Secure
transactions

Make ACH instant. Plaid helps you verify funds and assess risk with confidence so you can give more customers immediate access to their money.

With Plaid Signal, Robinhood mitigates risk and unlocks more than $100M in instant funds each year

Autopay Risk Rules dashboard showing conditions, outcomes, and transaction counts, with statuses like 'Accept - 3 Day Hold,' 'Block,' and 'Accept,' alongside specific risk criteria.

Move
money

Reach more customers by accepting multiple payment methods. You can build a custom multi-rail solution that gives every customer more flexibility.

Power a fast and secure payment experience with Transfer

Visual showing payment rails options (RTP, ACH, FED) connected to a deposit transaction of $1,000 from Gingham Bank to Argyle Investments, with account details and balances displayed.

Mobile screen displaying a Plaid interface for securely connecting financial accounts, highlighting ease of use and data privacy assurances.

How payments work with Plaid

Speed and flexibility are how we create a better customer journey. See their painless payments experience for yourself.

Step 1: Connect a new account
Auth lets customers connect their checking or savings accounts in seconds.
Step 2: Secure transactions
Signal offers flexible solutions, from assessing return risk to making informed risk decisions, based on your customizations.
Step 3: Move money safely, securely
Transfer lets you immediately move money on the rail of your choice. Even if you have your own payment processor.