Open Finance

Your open finance journey starts here

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Illustration featuring a woman looking at her smartphone in the center. Surrounding her are various icons: a key in a keyhole, a credit card with a car, a pie chart with a downward trend, and a person making a payment with a card reader. The background includes interconnected nodes and lines, suggesting a network or connection.

Enable, instantly view, and manage connections to thousands of apps

Enable DATA CONNECTIVITY

Leading financial apps are on the Plaid Network. We’ll help you build an FDX-aligned API that connects your customers to all of them with Core Exchange.

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“Core Exchange is the best solution out there. Its APIs help us deliver solutions in no time.”

Nick Craven
SVP Commercial & Consumer
Banking, TAB Bank

Configuration table interface on a dark background, showing various endpoints and their response statuses. The table includes the following endpoints: Authentication (/customers/current) with a Pass status, Contact Info (/accounts/{accountId}/contact) with a Fail status, List Accounts (/accounts) with a Pass status, Balances (/accounts/{accountId}) with a Pass status, and Transactions (/accounts/{accountId}/transactions) with a Pass status. Surrounding the table are icons representing a piggy bank, a data transfer symbol, a lock, and a credit card.

View customer connections

Stay connected at a glance. Permissions Manager lets you see every customer connection, receive real-time notifications, track authorizations, and more.

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“Permissions Manager gives us a holistic view of our members’ connections via Plaid.”


Chelsea Potter
AVP of Digital Design & Support,
MSU Federal Credit Union

WonderWallet app interface displaying shared data and accounts. The 'Data shared' section includes Account & Routing Number, Account & Balance Info, Transactions, Contact Info, and Transactions Risk Info. The 'Accounts shared' section lists account identifiers: 8a46dean8172W, 4a94ab217c, 1jskLo02813A. The 'WonderWallet' section shows the app name, logo, and App ID: tuhvo8h192xA1ds1. The background features a grid pattern on a dark background.

manage risk & app onboarding

Feel good about the apps your customers use. With App Directory, you can see thousands of screened apps across the Plaid Network with a no-code dashboard.

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“We use the app-level insights in the dashboard to equip our teams with better data to manage risk and compliance.”


Liran Zelkha,
Co-founder, Lili

App Directory interface displaying a list of apps with their names, categories, live dates on Plaid, and number of connections. The apps listed are: True Money (Payments, live on 2022-01-21 with 1,329,032 connections), BuyL8 (Payments, live on 2023-10-29 with 218,201 connections), WonderWallet (Robo advisor, live on 2020-11-09 with 23,091 connections), and Investing Coach (Investments, live on 2022-04-02 with 6,980 connections). The background features a dark globe network pattern.
Configuration table interface on a dark background, showing various endpoints and their response statuses. The table includes the following endpoints: Authentication (/customers/current) with a Pass status, Contact Info (/accounts/{accountId}/contact) with a Fail status, List Accounts (/accounts) with a Pass status, Balances (/accounts/{accountId}) with a Pass status, and Transactions (/accounts/{accountId}/transactions) with a Pass status. Surrounding the table are icons representing a piggy bank, a data transfer symbol, a lock, and a credit card.
WonderWallet app interface displaying shared data and accounts. The 'Data shared' section includes Account & Routing Number, Account & Balance Info, Transactions, Contact Info, and Transactions Risk Info. The 'Accounts shared' section lists account identifiers: 8a46dean8172W, 4a94ab217c, 1jskLo02813A. The 'WonderWallet' section shows the app name, logo, and App ID: tuhvo8h192xA1ds1. The background features a grid pattern on a dark background.
App Directory interface displaying a list of apps with their names, categories, live dates on Plaid, and number of connections. The apps listed are: True Money (Payments, live on 2022-01-21 with 1,329,032 connections), BuyL8 (Payments, live on 2023-10-29 with 218,201 connections), WonderWallet (Robo advisor, live on 2020-11-09 with 23,091 connections), and Investing Coach (Investments, live on 2022-04-02 with 6,980 connections). The background features a dark globe network pattern.

Grow faster and stay compliant on the industry’s most trusted platform

12,000+

global financial institutions are on the Plaid Network

1 in 3

adults in the U.S. have connected to an app or service with Plaid

80%

of Plaid’s traffic is already using or committed to using APIs


resources

Learn about open finance,
Section 1033, and more

Section 1033 & open banking: 3 solutions for data providers

How MSUFCU connects their members to thousands of apps

What is Section 1033? Get to know the latest CFPB rulemaking

Tech Talk: Navigating the final 1033 rule

Open finance: Unlocking a connected financial world

How Wise enables customers to view and manage connections

How Plaid customers can prepare for open banking regulation

What data providers need to know about Section 1033

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Get started on your open finance journey

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