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April 30, 2021

How to make re-authentication better: our response to the FCA’s consultation

90-day reauthentication, is it actually going away? Maybe! Check out our latest blog to see our response to the FCA’s consultation and how we plan to own 90-day...

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uk europe
open banking
policy

April 27, 2021

Paysend and Plaid working together to make international money transfers seamless

Paysend is now working with Plaid to provide their 3.5 million customers with simple open banking payments that enable fast, low-cost international money transfers.

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uk europe

April 14, 2021

Our response to future oversight of the CMA’s open banking remedies

The Competition and Markets Authority’s (CMA) open banking remedies have been a driving force behind the development and growing use of open banking within the UK. Now as...

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uk europe
open banking

March 11, 2021

Plaid and Codat partner to improve small business lending in the UK

We joined forces with Codat to help alleviate many of the obstacles that UK-based SMEs face today. Learn more about how we’re working together.

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uk europe

February 25, 2021

Misconceptions of authentication and authorisation: why 90-day reauthentication does not work

Under PSD2, the concepts of access and consent are legally captured by authorisation and authentication; however, they only work as intended when the consumer first connects their payment...

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uk europe
open banking

February 16, 2021

Atom bank and Plaid join forces to lend SMEs a hand

Plaid is joining forces with Atom to offer SME owners a streamlined application journey to these loans. With Plaid-enabled Open Banking data, Atom can now offer near real-time...

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uk europe

December 17, 2020

Authenticate payments faster with QR codes

You can now use QR codes to simplify consumers’ financial lives. When making a bank payment in the UK, a user becomes subject to SCA safeguards. On desktop,...

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uk europe

December 16, 2020

Curve and Plaid team up to make money easier

Today, we’re joining forces with Curve to help give people in the UK a holistic view of their money, make the most of their spending, and improve their...

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uk europe

December 04, 2020

OBIE consultations on VRPs and sweeping

On 9 November 2020, the UK’s Open Banking Implementation Entity (OBIE) released its consultations on Variable Recurring Payments (VRPs) and Sweeping . PSD2 and Open Banking have...

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uk europe
open banking

November 03, 2020

Improving the UK’s rental experience one tenant at a time

In recent years, developments in open banking and fintech have enabled consumers to manage their financial lives in new and creative ways. These include simple, convenient solutions designed...

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uk europe

October 23, 2020

Our response to HMT’s Payment Landscape Review Call for Evidence

The payments landscape in the UK has changed drastically over the last few years with the introduction of PSD2 and Open Banking. As the UK government undertakes a...

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uk europe
open banking

October 07, 2020

Building a better future for UK savers

There’s no financial sector in the UK in greater need of innovation than pensions. Every working individual in the union is automatically enrolled in a pension scheme, making...

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uk europe
open banking

September 11, 2020

FCA registration and how Plaid can help

In January of 2018, the revised Payment Services Directive (PSD2) went into effect across the UK and Europe. This opened up the banking industry to new players, promoting...

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open banking
uk europe

September 04, 2020

PSD2 and GDPR: are they enough for open finance?

2018 was a milestone year for data regulation in the UK and Europe, with the implementation of both the revised Payment Services Directive (PSD2) and the General Data...

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uk europe
open banking

June 10, 2020

Open finance and the future of digital financial services

It’s only been a few years since the introduction of Open Banking and PSD2, but in Europe and the UK policy makers are already beginning to explore what...

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uk europe
open banking
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