Welcome to the Plaid Blog
January 31, 2024
Key Trends Shaping Fintech Across the UK and Europe in 2024
It's no secret that we’re evolving into a fundamentally new era in financial services, driven in large part by the evolution of open finance regulation. In the UK...
August 23, 2023
The Promise of PSD3: Modernising Open Banking with API access at the forefront
To meet the challenges and opportunities of ongoing digital transformation, the European Commission has proposed a groundbreaking package of measures. In this blog post, we'll delve into the...
August 18, 2023
Now you can enjoy 180 days of secure connectivity in Europe
Last September, the FCA changed its 90-day reauthentication rules in the UK, changing consent to be TPP managed instead of being bank-led. Plaid implemented these changes for its...
April 26, 2023
From Open Banking to Open Data, the panel at Innovate Finance Global Summit
From Open Banking to Open Data: The High Speed Race to Success. My thoughts on the panel at Innovate Finance Global Summit 2023.
April 25, 2023
Streamline Tenant Referencing with Open Banking & Identity Verification
Tenant referencing is a crucial part of the letting process for landlords and letting agents to assess the suitability and reliability of potential tenants. However, this process is...
December 06, 2022
Preparing for open banking’s time to shine: Reflections on 2022 and what’s ahead for 2023
Throughout 2022, we’ve seen the economy shift dramatically across the world, and particularly in Europe, while shifting geopolitics have created widespread macroeconomic uncertainty. As a result, people have...
September 22, 2022
Instant payments - A gateway to digital finance in Europe
Instant payments are electronic retail payments that are settled virtually in real-time, all the time—including weekends and holidays—via the Single Euro Payments Area Instant Credit Transfer Scheme (SEPA...
August 23, 2022
Expanding access to open banking payments across Europe
As more money moves online, people need simple, easy ways to bring their money into the digital financial ecosystem. We’re investing in expanding Plaid’s network reach to new...
July 13, 2022
Exploring open finance use cases in the EU
The European Union has been at the forefront of open banking since the adoption of the Revised Payments Services Directive (PSD2) in 2016. In May 2022, the European...