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Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Personal financial management
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The latest from Plaid
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How Financial Institutions are Thinking about Open Banking: Survey Results
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Fintech Without Borders: Creating Seamless Financial Experiences Across the Atlantic
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The CFPB’s final 1033 rule and the future of open finance
Oct 22, 2024
Introducing Investments Move: A better way to transfer assets and grow AUM
Oct 16, 2024
Plaid launches Gateway Partner Program to drive open banking compliance
Oct 15, 2024
Introducing fraud calibration and Trust Index for Plaid Identity Verification
Oct 15, 2024
New credit insights for driving growth and managing risk with Consumer Report
Oct 11, 2024
Introducing Pay by Bank for Bill Pay: Higher adoption, fewer returns
Oct 8, 2024
The power of cash flow underwriting with instant onboarding: Introducing Layer and Consumer Report
Oct 7, 2024
Summer 2024 Plinterns: A Look Back
Sep 14, 2024
The case for pay by bank in recurring billing
Sep 12, 2024
Progress in open finance: An update from Plaid
Sep 10, 2024
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