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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Bank Intelligence
Personal financial management
Business financial management
Earned wage access
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What is Plaid
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The latest from Plaid
Changelog - October 2019
Nov 1, 2019
Jack LaMar on working with prospective Plaid clients along every stage of the sales funnel
Nov 1, 2019
Third Annual Fintech Request for Startups
Oct 29, 2019
Wave helps micro-businesses grow
Oct 8, 2019
Changelog - September 2019
Oct 1, 2019
Erik Anstine on striking a balance between his passion for opera and programming
Sep 27, 2019
Summer 2019 Engineering Interns: A Look Back
Sep 25, 2019
Brigit uses cash flow data to help users improve financial health
Sep 21, 2019
Enhancing Liabilities with credit card details
Sep 18, 2019
Varo makes premium financial services available to everyone
Sep 17, 2019
Mastercard and Visa make strategic investments in Plaid
Sep 16, 2019
Metal makes crypto-enhanced payments accessible to all
Sep 3, 2019
Changelog - August 2019
Sep 3, 2019
Emily Downs on building out Plaid's HR team
Aug 29, 2019
How we reduced deployment times by 95%
Aug 28, 2019
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