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Payments
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Auth
Verified account and routing numbers
Identity
Bank account-holder information
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Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
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Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
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Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
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Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
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The latest from Plaid
Identity verification platform Cognito is joining Plaid
Jan 20, 2022
Newsletter - January 2022
Jan 17, 2022
Plaid and Instant payments: Allies in Open Banking
Jan 13, 2022
Giving new meaning to “pay phone”: The year in review and where European fintech is headed in 2022
Dec 15, 2021
Newsletter - December 2021
Dec 13, 2021
Introducing Payouts in the UK - enabling your users to instantly make withdrawals and refunds
Dec 10, 2021
Elena Branchini on helping candidates find a home at Plaid
Dec 10, 2021
Plaid’s continued investment in security and privacy standards
Dec 9, 2021
Plaid Accelerate expands to include two new cohorts for 2022
Dec 8, 2021
Variable Recurring Payments - turning the mundane magical
Dec 6, 2021
Reimagining the future of credit and financial data
Dec 2, 2021
The top ways e-commerce merchants profit from Open Banking payments
Dec 1, 2021
180 days is not enough
Nov 25, 2021
Moneybox and Plaid give customers greater control over their finances
Nov 24, 2021
Max Johnson on the power of reflection
Nov 18, 2021
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