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Products
Payments
Overview
Explore payments solutions
Auth
Verified account and routing numbers
Identity
Bank account-holder information
Balance
Real-time balance checks
Signal
ACH payment risk platform
Transfer
ACH, RTP, and FedNow payment processing
Investments Move
Streamline asset transfers. Unlock growth.
Fraud & risk
Overview
Explore fraud and risk solution
Identity Verification
Global KYC and anti-fraud
Beacon
Anti-fraud network
Monitor
AML watchlist screening
Signal
ACH payment risk platform
Identity
Bank account-holder information
Protect
Fraud intelligence system
Personal finance insights
Overview
Explore the personal finance insights solution
Transactions
Up to 24 months of categorized data
Investments
Retirement, brokerage, and crypto data
Liabilities
Credit card and mortgage data
Enrich
Cleanse and categorize internal transactions
Credit underwriting
Overview
Explore our credit underwriting solutions
Income & Underwriting
Credit risk insights powered by Plaid Check
LendScore
A credit risk score powered by unique insights
Open finance
Overview
Explore open finance solution
Core Exchange
Industry-aligned API connectivity
Permissions Manager
Embeddable consumer permissions management
App Directory
App insights to help manage risk and compliance
Onboarding
Overview
Explore onboarding solutions
Link
Industry-leading bank connections for 12,000+ institutions
Layer
Capture identity, contact and bank info in a single click.
Solutions
Use cases
Open finance
Fraud & risk prevention
Onboarding & identity verification
KYC & AML compliance
Income verification & underwriting
Inbound bank payments
Outbound bank payments
Bank Intelligence
Personal financial management
Business financial management
Earned wage access
Industries
AI companies
Auto
Banks & credit unions
Billing & recurring payments
Consumer lending
Gaming
Government & public sector
Healthcare
Insurance
Mortgage
Platforms & marketplaces
Property management
Developers
Quickstart
API documentation
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What is Plaid
Intelligent finance
For users
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The latest from Plaid
A Q&A with Adam Moelis of Yotta
Feb 21, 2023
Enabling safe and fast ID verification in Canada
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Simplify international identity verification and grow your business
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Plaid’s support for a strong consumer financial data right
Jan 25, 2023
Our commitment to continually enhancing consumer transparency
Jan 24, 2023
A Q&A with a leader in digital banking services and prepaid card solutions
Jan 23, 2023
3 strategies to fight fraud in 2023
Jan 19, 2023
Plaid's 2022 Year in Review
Jan 9, 2023
How to prepare for an open finance future in the U.S. - Webinar Recap
Dec 15, 2022
Preparing for open banking’s time to shine: Reflections on 2022 and what’s ahead for 2023
Dec 6, 2022
Innovating in the UK's credit information market - how Open Banking can help and why it matters
Dec 2, 2022
The next phase of bank payments – safer, smarter, faster
Nov 17, 2022
Announcing Plaid Signal: Unlock instant ACH and reduce return risk
Nov 17, 2022
Three principles for driving VRP adoption in the UK
Nov 15, 2022
How does interoperability support API data connectivity?
Nov 10, 2022
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