Plaid’s lending solution drives efficiencies throughout the lending process from pre-qualifications to underwriting to loan servicing. Learn more in our guide for lenders.
Get a consolidated summary of account balances and transactions as returned by the financial institution
Identify recurring income streams with transaction data to verify income and employment
Confirm a user's identity with what's on file at the bank including name and address—to reduce fraud
Easily authenticate bank accounts when users set up loan repayments via ACH
Understand a user’s financial obligations including student loan and credit card accounts
Plaid is a certified Day 1 Certainty™ asset verification report supplier for Fannie Mae’s Desktop Underwriter®
Plaid’s login module for end users is easy to customize and drop into a digital loan application.
<form id="link-form-id" method="GET"> </form> <script src="https://cdn.plaid.com/link/v2/stable/link-initialize.js" data-client-name="Your Company's Name" data-form-id="link-form-id" data-key="test_key" data-product="assets" data-env="sandbox"> </script>