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    Learn how you can make the most of financial data

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    • IncomeIncome and employment verification
    • InvestmentsRetirement, brokerage, and crypto data
    • LiabilitiesStudent loan, credit card, and mortgage data
    • Identity VerificationGlobal KYC and anti-fraud
    • MonitorAML and PEP screening
    • SignalACH Risk Assessment & Scoring
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        Safely connect your accounts and control access to them

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        • How Plaid worksPlaid builds connections that enable you to securely share your data
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      A fast, simple, and digital bank onboarding experience

      Plaid enables banks and credit unions to instantly verify accounts and identities to streamline account opening and funding. Get in touch to learn more.

      By submitting this form, I confirm that I have read and understood Plaid's Privacy Statement.

      This form goes to our sales team. If you have questions about connecting your financial accounts to a Plaid-powered app, Visit our consumer help center for more information.

      For developers and existing Plaid customers, please open a case through the Plaid Dashboard.

      Customers using this solution
      The Problem

      Opening and funding a new bank account should be a seamless, digital experience. However, many banks and credit unions still offer a cumbersome and manual process—falling short of consumer expectations.

      The solution

      Plaid streamlines the digital account onboarding workflow with instant account authentication and identity verification. Users input their account login credentials and Plaid instantly links their bank account as an external funding source.

      It’s a win-win for both the bank and the customer. We now see less customer complaints, and more customer feedback on how smooth and efficient our process is.
      Mark Moroz, Live Oak Director of depositsSee the full case study
      PRODUCTS AND BENEFITS
      Get account and routing numbers for bank transfers

      Auth pulls users' account and routing information instantly, which can be used for linking an external funding source.

      Streamline KYC and onboarding

      Identity confirms users' identities with what's on file at the bank—in other words, their name, phone number, address, and email. This information can be auto-populated in onboarding forms.

      Reduce NSF fees and overdrafts

      Balance instantly checks whether users have sufficient funds before executing a bank transfer.

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      © 2023 Plaid Inc.

      Plaid Financial Ltd. is an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Registration Number: 804718) for the provision of payment services. Plaid, B.V. is an authorised payment institution regulated by the Dutch Central Bank under the Dutch Financial Supervision Act for the provision of payment services (account information services). Plaid, B.V. is included in the public register of the Dutch Central Bank (License number: R179714) and registered at the Dutch Chamber of Commerce (CoC number: 74716603).