2023 will be a pivotal year for bank-linked payments. Innovation around risk and fraud prevention is expanding use cases for ACH and creating synthetic real time. In addition, the emerging real-time payments rails – RTP and FedNow – are progressing and anticipated to unlock a massive wave of payments innovation over the next several years and shape consumer readiness demand. Yet, many questions remain.

In the Tech Talk, Plaid, Novo, and a guest speaker from Forrester discuss:

• The future of ACH as RTP and FedNow gain momentum

• Consumer behavior and demand

• Real-world examples and key use cases

• Opportunities and challenges in the emerging multi-rail environment

• Fraud prevention in real-time payments