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Our business

We started out by building the technical infrastructure APIs that connect consumers, traditional financial institutions, and developers. Today, more than 4,000 apps and services rely on our APIs to enable consumers to permission their data for use in: authenticating accounts for payments, verifying user identities, delivering cash flow insights, lending use cases, and more. 

Access the right consumer-permissioned financial data to power your use case—including personal and business finance management, consumer payments, lending, banking, and wealth management.

Why Plaid?
For developers, by developers

With just a few lines of code, you can start testing in an afternoon and launch in as little as three weeks. Plaid is suited for both early stage companies and industry leaders.

Used by millions to connect their bank account

One in four people with a US bank account have connected to an app using Plaid. We power thousands of the apps that people rely on to manage their financial lives.

Robust data coverage and quality

Plaid delivers consumer-permissioned data for depository, credit, liability, and investment accounts from more than 11,000 financial institutions in the US, Canada and Europe.

High uptime and operating efficiency

Our APIs have high rates of successful requests and low latency so you can access permissioned data to deliver relevant insights and a winning user experience.

We chose Plaid because we love the quality of the data and how much thought they have put into elevating the user experience.
Mani Fazeli, SVP of Product at WaveRead the case study